Salary
💰 $62,047 - $102,377 per year
About the role
- The Credit Analyst II is responsible for performing financial analysis pertaining to commercial, agricultural, and real estate lending customers
- Critically and independently analyze moderately complex credit requests
- Ensure compliance with loan policy and compliance standards
- Conduct extensive credit analysis including independent preparation of loan presentation packets
- Demonstrate strong working knowledge of all related FNNI computer systems
- Perform collateral analysis including margin, loan-to-value calculations
- Assist lenders with ongoing monitoring of loan covenants and borrowing base certificates
- Maintain complete and accurate file documentation
Requirements
- Minimum of Bachelor’s degree in Accounting, Business, Finance or related field or equivalent experience
- A minimum of two or more years’ experience in direct lending, underwriting, or credit analysis
- Demonstrated ability to read and interpret financial statements
- Strong organizational and analytical skills
- Excellent written and oral communication skills
- Working knowledge of Microsoft Office suite of applications
- Candidates must possess unrestricted work authorization and not require future sponsorship.
- Medical, Dental, Vision Insurance
- 401k, With Matching Contributions
- Time Off Programs
- Health Savings Account (HSA)/Dependent Care
- Employee Banking
- Growth Opportunities
- Tuition Assistance
- Short-Term/Long-Term Disability Insurance
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
financial analysiscredit analysisloan presentation preparationcollateral analysismargin calculationsloan-to-value calculationsreading financial statementsunderwritingdirect lending
Soft skills
analytical skillsorganizational skillswritten communicationoral communication
Certifications
Bachelor’s degree in AccountingBachelor’s degree in BusinessBachelor’s degree in Finance