Flagstar Bank

Accountant

• Perform accounting functions including verifying, allocating, posting, and reconciling transactions
• Analyze financial information and summarize financial status
• Prepare monthly financial reports and accompanying schedules
• Assist in providing follow up and documentation of significant variances
• Support month-end close process and reporting process
• Plan, assign, and review staff’s work
• Respond to inquiries from senior managers
• Provide technical support to management
• Develop and document business processes and accounting policies
• Review and recommend modifications to accounting systems and procedures

Senior Accountant

Director

• Plays a crucial role in assuring the financial integrity and operational effectiveness of the bank.
• Oversees and directs the execution of audits to ensure operational efficiency in fieldwork.
• Assists in strategic initiatives within the Internal Audit Department.
• Serves as a key contributor to the long term strategy of the Audit Department.

Director – Internal Audit

Analyst

• Conduct financial spreading and risk rating analysis.
• Perform detailed credit due diligence and industry research.
• Prepare annual and periodic credit reviews.
• Monitor borrower performance and track financial covenants.
• Recommend risk rating adjustments based on financial trends.
• Assist Credit Products Specialists in structuring new loans and modifications.
• Prepare internal credit approval memoranda.
• Conduct market and collateral analysis.
• Review and interpret due diligence reports.
• Partner with Relationship Managers to prepare financing-related pitch materials.
• Work closely with RMs, Credit Officers, and Credit Products Specialists to provide data-driven insights.
• Contribute to process improvement initiatives.
• Continue professional development through credit training programs.

Credit Products Analyst II – Commercial Banking

Financial Planning and Analysis

• Support the underwriting, structuring, and management of commercial credit relationships
• Provide critical financial analysis and assist in risk assessment
• Structure new loan transactions and conduct portfolio monitoring
• Identify potential risks and ensure sound credit decision-making
• Be a key partner to sales and help address underwriting inquiries
• Mentor analysts and share expertise in financial analysis

Credit Products Specialist I – Sponsor Finance

Security Engineer

• Serves as the embedded security subject matter expert and thought lead for assigned product lines
• Partners with the Technology Line of Business Lead, Business Architect, and Business Unit Risk Manager (BURM)
• Cultivates a security-first culture, ensuring products are secure from design through deployment
• Owns application-specific security requirements, threat modeling, security architecture design
• Leads security testing, vulnerability assessments, penetration testing coordination
• Prepares and delivers Technology Review Board security artifacts
• Monitors Key Risk Indicators, manages emerging security issues

Product Security Principal

Affiliate Manager

• Partner with business stakeholders to elicit and document experience-driven requirements
• Author detailed functional requirements (FRs) and non-functional requirements (NFRs)
• Ensure requirements reflect the end-to-end customer and employee experience
• Collaborate with the Tech Lead and delivery teams to ensure requirements are feasible
• Validate that technology solution designs address the stated business requirements
• Maintain a requirements traceability matrix linking business outcomes to functional requirements

Technology Product Requirements Partner

• Lead the structuring, analysis, and approval of highly complex credit transactions
• Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality
• Serve as a strategic partner to sales and senior leadership, offering expertise in credit negotiations and deal execution
• Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements
• Mentor junior credit professionals, providing training and leadership in credit risk best practices
• Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures