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Flagstar Bank

Credit Products Specialist I – Sponsor Finance

Flagstar Bank

. Support the underwriting, structuring, and management of commercial credit relationships .

Posted 5/7/2026full-timeNew York City • California, New York, North Carolina • 🇺🇸 United StatesJuniorMid-Level💰 $96,253 - $118,776 per yearWebsite

About the role

Key responsibilities & impact
  • Support the underwriting, structuring, and management of commercial credit relationships
  • Provide critical financial analysis and assist in risk assessment
  • Structure new loan transactions and conduct portfolio monitoring
  • Identify potential risks and ensure sound credit decision-making
  • Be a key partner to sales and help address underwriting inquiries
  • Mentor analysts and share expertise in financial analysis

Requirements

What you’ll need
  • Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience
  • Minimum experience required: 2+ Years in credit underwriting, portfolio management, or a related field.
  • 2+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
  • Strong financial analysis and risk assessment abilities.
  • Basic understanding of loan structuring and credit agreements.
  • Proficiency in financial modeling and credit decision tools.
  • Effective communication and teamwork skills.

Benefits

Comp & perks
  • medical, dental, vision, life, and disability insurance
  • comprehensive leave program

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
financial analysisrisk assessmentloan structuringportfolio managementfinancial modelingcredit decision toolscredit underwritingcredit agreements
Soft Skills
effective communicationteamworkmentoring