Flagstar Bank

Credit Products Analyst II

Flagstar Bank

full-time

Posted on:

Location Type: Office

Location: New York City • New York • United States

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Salary

💰 $77,568 - $95,799 per year

About the role

  • Conduct financial spreading and risk rating analysis
  • Perform detailed credit due diligence and industry research
  • Prepare annual and periodic credit reviews
  • Monitor borrower performance and track financial covenants
  • Recommend risk rating adjustments based on financial trends
  • Assist Credit Products Specialists in structuring new loans and modifications
  • Prepare internal credit approval memoranda
  • Conduct market and collateral analysis
  • Review and interpret due diligence reports
  • Partner with Relationship Managers to prepare financing-related pitch materials
  • Work closely with RMs, Credit Officers, and Credit Products Specialists to provide data-driven insights
  • Participate in client discussions and presentations as needed
  • Contribute to process improvement initiatives
  • Continue professional development through credit training programs
  • Support policy updates and regulatory compliance efforts

Requirements

  • Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related discipline
  • 3+ Years in commercial banking, credit analysis, or a related field
  • Proficiency in financial modeling, credit risk assessment, and industry research
  • Ability to analyze complex credit situations and recommend solutions
  • Strong skills in tracking financial reporting and monitoring credit agreements
  • Works effectively with RMs, Credit Officers, and external partners
  • Proficient in financial analysis tools, CRM systems, and Excel (pivot tables, financial modeling).
Benefits
  • medical, dental, vision, life, and disability insurance
  • a comprehensive leave program
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
financial spreadingrisk rating analysiscredit due diligencefinancial modelingcredit risk assessmentfinancial reportingmonitoring credit agreementsmarket analysiscollateral analysisdata-driven insights
Soft Skills
interpersonal skillscommunication skillscollaborationproblem-solvingprocess improvementclient engagementpresentation skills