
Credit Product Specialist I – Entertainment Vertical
Flagstar Bank
full-time
Posted on:
Location Type: Office
Location: Beverly Hills • California • United States
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Salary
💰 $72,187 - $123,815 per year
About the role
- Assist sales in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages within assigned specialized vertical or region.
- Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions.
- Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs.
- Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment.
- Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending.
- Uses independent judgement and discretion to make decisions regarding assigned portfolio.
- Analyzes and resolves problems pertaining to the assigned portfolio.
Requirements
- Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience
- Minimum experience required: 2+ Years in credit underwriting, portfolio management, or a related field
- 2+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
- Strong financial analysis and risk assessment abilities.
- Basic understanding of loan structuring and credit agreements.
- Proficiency in financial modeling and credit decision tools.
- Effective communication and teamwork skills.
Benefits
- medical
- dental
- vision
- life
- disability insurance
- comprehensive leave program
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial analysiscredit structuringrisk assessmentfinancial modelingcredit decision toolscredit underwritingportfolio managementloan structuringcredit agreements
Soft Skills
effective communicationteamworkmentoringproblem solvingindependent judgement