Conduct transaction testing of reviews performed by 1st line of defense quality assurance program.
Analyzes a sampling of individual loan transactions for policy compliance and risk rating accuracy.
Conducts process/procedure risk assessments and corrective action validation reviews.
Maintains proficient documentation of key findings and recommendations regarding potential issues.
Assesses defined controls and control testing to determine sufficiency.
Participates in remediation activities as needed.
May own or help support one or more controls, processes, reports, procedures, or products.
Performs special projects, and additional duties and responsibilities as required.

Requirements

Education level required: Undergraduate Degree (4 years or equivalent), in Accounting, Finance, or a related field, or high school diploma with equivalent directly related experience.
Minimum experience required: 4+ Years of risk management or quality assurance/control experience in relevant disciplines such as commercial/corporate/specialized lending, credit administration, credit review, or regulatory agency.
Preferred Qualifications: 4-5 years of credit quality control (QC) experience in the Financial Service Industry.
Strong credit analysis skills.
Advanced proficiency in Microsoft Excel including working knowledge of INDEX/MATCH, XLOOKUP formulas, creating interactive dashboards, automating tasks with Macros/VBA, building dynamic visualizations using PivotTables and charts, and analyzing financial and credit related data to identify potential credit risks.
Excellent time management while meeting deadlines and communicating status updates with management or team lead.
Display a high degree of motivation, initiative, collaboration and actively interact and be an engaged team member.
Risk and control mindset is essential.
Experience working with internal business partners.
Attention to detail to read and interpret documents such as policy, procedures, job aides, and loan documentation.
Ability to produce results in a timely manner with minimum oversight.
Ability to research, analyze data, and derive facts.

Benefits

medical, dental, vision, life, and disability insurance
comprehensive leave program

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

transaction testingrisk assessmentcredit analysispolicy compliancecontrol testingdata analysisfinancial analysisdocumentationcorrective action validationquality assurance

Soft Skills

time managementcommunicationmotivationinitiativecollaborationattention to detailresults-orientedresearchanalytical thinkingteamwork