Credit Products Specialist I – Specialized, Equipment Finance
Flagstar Bank
full-time
Posted on:
Location Type: Remote
Location: Remote • New York • 🇺🇸 United States
Visit company websiteSalary
💰 $95,253 - $118,776 per year
Job Level
JuniorMid-Level
About the role
- Assist sales in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages within assigned specialized vertical or region
- Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions
- Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs
- Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment
- Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending
Requirements
- Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience
- 2+ Years in credit underwriting, portfolio management, or a related field
- 2+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
- Strong financial analysis and risk assessment abilities
- Basic understanding of loan structuring and credit agreements
- Proficiency in financial modeling and credit decision tools
- Effective communication and teamwork skills
Benefits
- medical, dental, vision, life, and disability insurance
- comprehensive leave program
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
financial analysiscredit structuringrisk assessmentfinancial modelingcredit decision toolscredit underwritingportfolio managementloan structuringcredit agreements
Soft skills
effective communicationteamworkmentoring