Credit Analyst III
First Interstate
full-time
Posted on:
Location Type: Office
Location: Portland • Oregon • United States
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About the role
- Collaborates with relationship managers in gathering and evaluating commercial credit related information on current and prospective customers
- Prepares written reports of analysis which include in-depth analysis of financial statements, historical and projection-based cash flow and ratio analysis, suggested credit structure, general industry analysis and identified risks.
- Reads, reviews, and understands various financial statements
- Prepares financial spreads for various types of commercial and real estate businesses
- Analyzes credit worthiness of commercial applicants and guarantors
- Authors comprehensive reports of analysis using a mix of data analysis and written narrative.
- Ensures compliance to applicable regulations and keeps up to date with changes
- Participates in a mentorship program with lower-level analysts.
Requirements
- Bachelor's Degree in Business, Finance, or related field required
- 7-9 years of banking experience and/or equivalent combination of education and experience required
- 4-6 years experience in a similar position required
- Experience with financial spread software required
- Commercial banking experience preferred
Benefits
- Generous Paid Time Off (PTO) in addition to paid federal holidays.
- Student debt employer repayment program.
- 401(k) retirement plan with a 6% match.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial analysiscredit analysiscash flow analysisratio analysisfinancial statement analysisdata analysisreport writingcredit structure analysisrisk identificationfinancial spreading
Soft Skills
collaborationmentorshipcommunicationanalytical thinkingattention to detail
Certifications
Bachelor's Degree in BusinessBachelor's Degree in Finance