First Bank & Trust

Senior Credit Analyst

First Bank & Trust

full-time

Posted on:

Location Type: Remote

Location: IowaMinnesotaUnited States

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Salary

💰 $77,776 - $127,397 per year

Job Level

About the role

  • Review loans in accordance with the bank's Loan Policy and Guidelines
  • Analyze and risk rate complex credit lines
  • Spread, analyze and review financial statements
  • Calculate cash flow for complex borrowers
  • Summarize findings in written credit presentations
  • Prepare annual reviews on borrowing relationships
  • Monitor covenant compliance with loan agreements
  • Provide mentoring and training to less experienced staff
  • Present loan files not meeting standards to management

Requirements

  • Bachelor’s degree
  • Ten years of work-related experience or the equivalent
  • Strong proficiency in project management
  • Good communication skills
  • Aptitude toward detail
  • Understanding of all Loan Policy and Guidelines
Benefits
  • Medical, Dental, and Vision insurance
  • Health Savings Accounts
  • 401(k)/ESOP
  • Paid Time Off
  • Flexible Work Arrangements
  • Paid Parental Leave
  • Student Loan Repayment Assistance

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
credit analysisfinancial statement analysiscash flow calculationrisk ratingloan policy compliancecovenant compliance monitoringcredit presentation preparationproject management
Soft skills
communicationattention to detailmentoringtraining
Certifications
Bachelor’s degree