First Bank & Trust

Administration

• Oversee all areas of support for the processing of mortgage loans
• Supervise, guide, and coordinate backup to loan processors
• Assist with pre-close and post-close quality control responses
• Monitor and review adverse loans for compliance requirements
• Lead the team and develop teamwork and open communication
• Provide oversight of all services offered
• Actively mentor staff and ensure they are trained and evaluated
• Manage processing pipelines including own files
• Coordinate backup for mortgage loan processors
• Provide training on agency and investor guidelines and loan types

Mortgage Processing Administrator

Analyst

• Review loans in accordance with the bank's Loan Policy and Guidelines
• Analyze and risk rate complex credit lines
• Spread, analyze and review financial statements
• Calculate cash flow for complex borrowers
• Summarize findings in written credit presentations
• Prepare annual reviews on borrowing relationships
• Monitor covenant compliance with loan agreements
• Provide mentoring and training to less experienced staff
• Present loan files not meeting standards to management

Mortgage Processing Administrator

Senior Credit Analyst