FICO

Senior Financial Services Consultant – Payments, Transactions and Application Fraud

FICO

full-time

Posted on:

Origin:  • 🇺🇸 United States

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Salary

💰 $97,000 - $152,000 per year

Job Level

Senior

Tech Stack

PythonSQL

About the role

  • Provide expert evaluations of fraud solution implementation across various decision areas, including application fraud, transaction fraud, and real-time payments.
  • Lead initiatives such as solution optimization, client training, and current state assessments, crafting detailed action plans to enhance performance.
  • Collaborate with partners to develop business cases that highlight return on investment (ROI) through data-driven analysis.
  • Identify and develop new business opportunities through engagement with partners and internal stakeholders.
  • Using an informed consultative approach, demonstrate and validate value to existing and prospective partners.
  • Provide best-in-class, impartial, practical, and actionable enhancement recommendations for partners’ fraud environments.
  • Maintain expert-level knowledge of all aspects of the fraud management lifecycle and the challenges particular to your designated market/territory.
  • Collaborate with partners, other functional areas at FICO, and your Advisors colleagues to bring forward the best possible ideas for maximizing the business benefits delivered by the fraud solutions.
  • Lead ongoing customer innovation/business generation sessions, user group forums, and industry conference presentations from a position of thought leadership to advance FICOs business and success.
  • Guide customers’ application of fraud solutions to manage/reduce future expected losses.
  • Be recognized as an industry thought leader and influencer through media and partner-facing output, including blogs, white papers, webinars, and event presentations.
  • Lead the creation and delivery of partner opportunity documentation, including RFxs , positioning decks and partner reports.
  • Nurture the partner relationship with both Advisors and FICO to build long-term, mutually beneficial relationships.
  • Proactively participate in continually improving FICO’s solutions by leveraging your financial services industry experience.
  • Up to 25% travel - US and Canada.

Requirements

  • Exceptional executive-level communication and presentation skills, with proven ability to engage C-suite stakeholders and influence strategic decision-making at the highest organizational levels.
  • Demonstrated experience presenting complex fraud analytics strategies to executive audiences, boards, and senior leadership teams, translating technical insights into business impact and ROI.
  • Extensive experience creating data-driven strategic planning documents, proposals, business cases, and analytical reports complemented by excellent communication and professional presentation skills.
  • Proven ability to translate complex analytical insights into actionable business strategies for internal and external stakeholders, with demonstrated project leadership and results orientation.
  • 7+ years of senior experience in financial services fraud analytics with a proven track record of leading fraud prevention and detection initiatives at enterprise level.
  • Demonstrated expertise in fraud analytics and modeling, with hands-on experience building, validating, and optimizing fraud detection algorithms and risk models.
  • Comprehensive understanding of the fraud analytics lifecycle - from data preparation and feature engineering through model validation, implementation, and ongoing performance management.
  • Senior-level expertise across multiple fraud domains including transactional/payment fraud, online/mobile banking fraud, application fraud, and first party fraud from a financial services analytics perspective.
  • Proven success in applying advanced analytical methods to assess solution performance, detect emerging fraud patterns, prevent losses, and drive measurable solution optimization outcomes.
  • Deep technical proficiency in advanced analytics, with expert-level skills in statistical software and programming languages such as SAS, SQL, Python, and R.
  • Extensive experience with AI/ML technologies in fraud prevention, including model development, deployment, operationalization, and performance monitoring in production environments.
  • Extensive experience working with payment processors and processing environments, including understanding of authorization flows, real-time decision making, and processor-specific fraud operating models.
  • Deep knowledge of processor systems and payment networks, with hands-on experience implementing fraud solutions within processor ecosystems and understanding of network rules and regulations.
  • End-user knowledge of fraud management solutions, Authorization Systems, Authentication solutions, and/or Processor Systems, with experience integrating analytics capabilities across processing platforms.
  • Bachelor's degree in business, analytics, data science, or a related field of study (or equivalent experience).