Senior Data Scientist – Marketing Modeling, AI – Consumer Lending

Experian

full-time

Posted on:

Location Type: Remote

Location: CaliforniaUnited States

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Salary

💰 $100,649 - $174,459 per year

Job Level

About the role

  • Design, code, and test AI agents that support autonomous decision-making in marketing campaigns, customer acquisition, and portfolio optimization.
  • Apply hands-on coding knowledge to create agentic AI techniques to solve complex business problems in consumer lending.
  • Conduct exploratory data analysis and develop predictive models using credit bureau data and other consumer datasets.
  • Prototype and improve on intelligent agent behaviors using Python, Spark and modern agentic frameworks.
  • Support the deployment and monitoring of AI models in production environments, ensuring performance, reliability and compliance.
  • Collaborate with company partners to translate our requirements into scalable AI solutions.
  • Contribute to the development of new analytical products and services that enhance marketing effectiveness and customer engagement.

Requirements

  • 3+ years building predictive models for marketing decisioning (propensity/response/uplift/NBA), in consumer lending or credit card portfolios.
  • Hands-on experience designing and coding agentic AI systems (tool use/function calling, multi-step planning, orchestration) to automate analytics or decision workflows.
  • Advanced Python proficiency (3+ years) with production-quality coding practices
  • Experience working with large-scale data using Spark (PySpark), SQL, and distributed compute to build features and train models.
  • Build agentic prototypes quickly and iterate using modern frameworks (e.g., LangChain/LangGraph, Semantic Kernel, AutoGen, or similar)
  • Bachelor's degree in a quantitative or related field required; Master's (or equivalent advanced experience)
Benefits
  • Great compensation package and bonus plan
  • Core benefits including medical, dental, vision, and matching 401K
  • Flexible work environment, ability to work remote, hybrid or in-office
  • Flexible time off including volunteer time off, vacation, sick and 12-paid holidays
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
predictive modelingAI systems designPythonSparkSQLdata analysisagentic AI techniquesfeature engineeringproduction-quality codingmulti-step planning
Soft Skills
collaborationproblem-solvingcommunicationanalytical thinkingcreativity