Enova International

Underwriting Analyst

Enova International

full-time

Posted on:

Location Type: Hybrid

Location: South Jordan • Utah • United States

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Salary

💰 $22 - $24 per hour

Job Level

Junior

About the role

  • Underwrite small business loan applications and account reviews by combining your commercial lending experience and Enova’s sophisticated technology and analytics solutions
  • Evaluate credit worthiness by preparing underwriting documentation and present approvals and appropriate loan structure to underwriting leadership
  • Analyze application data including tax returns, financial statements, bank statements, as well as business and personal credit reports
  • Adhere to all applicable lending policies, procedures, and regulatory compliance
  • Meet key performance indicators to ensure the effectiveness and quality of the team and processes
  • Evaluate and provide recommendations for policy exceptions

Requirements

  • Undergraduate degree in finance, business or related field
  • 0-1 years of commercial lending, credit, or similar processing experience
  • Strong basic math and data entry skills
  • Ability to manage multiple tasks and prioritize workflows
  • Excellent oral and written communication skills with a demonstrated commitment to delivering high quality and effective customer service experiences
  • Ability to exercise sound, professional judgment with independent decision making and a high level of discretion.
  • Demonstrated experience in working with broad cross-functional teams.
  • Detail oriented, logical, and methodological approach to problem solving.
Benefits
  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a roth option (U.S. Based employees only)
  • PTO & paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
  • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
  • Employee recognition and rewards program
  • Charitable matching and a paid volunteer day…Plus so much more!
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
commercial lendingunderwritingcredit analysisdata analysisfinancial statements analysistax returns analysisbank statements analysiscredit report evaluationloan structuringpolicy exception evaluation
Soft Skills
communication skillscustomer serviceproblem solvingtime managementprioritizationprofessional judgmentdiscretionattention to detailteam collaborationindependent decision making