Compliance Officer
DolarApp
Job Level
Mid-LevelSenior
About the role
- Own the local compliance program in Argentina; ensure adherence to local and international standards.
- Lead KYC/AML investigations: review KYC alerts, biometric mismatches, and potential fraud using RENAPER, AFIP, Jumio, Persona.
- Prepare and submit ROS/STR filings to UIF; ensure timely responses to UIF, BCRA, AFIP, and law enforcement requests.
- Assess suspicious activities across CVU/CBU transfers, interoperable wallets, and other Argentine payment systems.
- Monitor PEP, sanctions, and adverse media alerts; review escalated high-limit increase requests.
- Enhance monitoring and reporting controls to detect and mitigate emerging threats.
- Collaborate with risk, operations, and product teams to embed compliance into everyday processes.
- Serve as main point of contact with regulators, auditors, and banking partners, managing stakeholder relationships.
Requirements
- Fluency in Spanish & English.
- Proven experience with UIF regulatory reporting (ROS/STRs).
- Strong knowledge of AML/CFT frameworks, BCRA directives, UIF guidelines, FATF standards.
- Experience in audits, inspections, and risk assessments.
- Expertise in KYC controls (IDs, RENAPER, AFIP, sanctions, adverse media).
- Confidence engaging with regulators and external authorities.
- Hands-on, detail-oriented, and proactive mindset.
- AML/compliance certifications (e.g., CAMS, ICA) (nice-to-have).
- Regional LATAM compliance experience (nice-to-have).
- Knowledge of digital wallets, CVU/CBU transfers, and Argentine payments (nice-to-have).
- Understanding of virtual asset regulations (UIF, FATF) (nice-to-have).
- Experience building or scaling compliance programs (nice-to-have).
