Delos Insurance Solutions

Underwriter

• Define and execute underwriting strategy aligned with company risk appetite and growth goals
• Establish clear underwriting frameworks, guidelines, and authority structures
• Lead and develop the underwriting team to ensure consistent, high-quality decision-making
• Manage, mentor, and scale a team of underwriters
• Set performance expectations, KPIs, and accountability standards
• Foster a culture of discipline, collaboration, and continuous improvement
• Own portfolio performance, including loss ratio, exposure, and concentration risk
• Monitor trends and adjust underwriting strategy based on performance and market conditions
• Actively manage catastrophe exposure, including wildfire and other perils
• Ensure alignment between underwriting decisions and pricing models
• Partner with actuarial and data teams to refine segmentation and risk selection
• Maintain balance between growth targets and profitability
• Drive adoption of data-driven underwriting tools, models, and risk scores
• Collaborate with data science teams to improve model performance and usability
• Ensure underwriting decisions are informed by robust analytics and insights
• Partner with reinsurance to align underwriting strategy with risk transfer programs
• Ensure portfolio construction reflects reinsurance structures and constraints
• Support optimization of retention and exposure
• Ensure underwriting practices meet regulatory requirements and internal controls
• Maintain clear documentation, auditability, and consistency
• Support regulatory interactions and internal reviews
• Collaborate with claims, finance, and revenue teams to align on performance and strategy
• Provide insights into loss drivers and emerging risks
• Serve as a key advisor to executive leadership on portfolio risk and growth

Head of Underwriting