Head of Underwriting

Delos Insurance Solutions

Head of Underwriting leading underwriting function at Delos Insurance Solutions. Driving risk selection, pricing discipline, and portfolio performance in catastrophe-exposed regions.

Posted 7/1/2026full-timeRemote • California • 🇺🇸 United StatesLead💰 $175,000 - $200,000 per yearWebsite

About the role

Key responsibilities & impact

Define and execute underwriting strategy aligned with company risk appetite and growth goals
Establish clear underwriting frameworks, guidelines, and authority structures
Lead and develop the underwriting team to ensure consistent, high-quality decision-making
Manage, mentor, and scale a team of underwriters
Set performance expectations, KPIs, and accountability standards
Foster a culture of discipline, collaboration, and continuous improvement
Own portfolio performance, including loss ratio, exposure, and concentration risk
Monitor trends and adjust underwriting strategy based on performance and market conditions
Actively manage catastrophe exposure, including wildfire and other perils
Ensure alignment between underwriting decisions and pricing models
Partner with actuarial and data teams to refine segmentation and risk selection
Maintain balance between growth targets and profitability
Drive adoption of data-driven underwriting tools, models, and risk scores
Collaborate with data science teams to improve model performance and usability
Ensure underwriting decisions are informed by robust analytics and insights
Partner with reinsurance to align underwriting strategy with risk transfer programs
Ensure portfolio construction reflects reinsurance structures and constraints
Support optimization of retention and exposure
Ensure underwriting practices meet regulatory requirements and internal controls
Maintain clear documentation, auditability, and consistency
Support regulatory interactions and internal reviews
Collaborate with claims, finance, and revenue teams to align on performance and strategy
Provide insights into loss drivers and emerging risks
Serve as a key advisor to executive leadership on portfolio risk and growth

Requirements

What you’ll need

10–15+ years of underwriting experience, preferably in property insurance
Active Property & Casualty (P&C) insurance license in at least one U.S. state is required. If not currently licensed in California, candidates must be able to obtain a California Non-Resident Property & Casualty license within 90 days of hire.
Proven leadership experience managing and developing underwriting teams
Strong expertise in catastrophe-exposed risks; wildfire experience strongly preferred
Deep understanding of underwriting, pricing, and portfolio management
Experience in insurtech or data-driven underwriting environments preferred
Familiarity with regulatory and compliance frameworks

Benefits

Comp & perks

Competitive salary plus equity stock options
Flexibility to work from anywhere in the United States
Unlimited PTO, including sick leave and company holidays
Comprehensive medical, dental, vision, and life insurance. (25% paid by employee, 75% covered by Delos including dependents)
401(k) retirement savings plan
Professional development opportunities and tuition assistance

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

UnderwritingPortfolio ManagementPricing ModelsRisk AssessmentKPI SettingData AnalysisLoss Ratio ManagementExposure ManagementSegmentationPerformance Monitoring

Soft Skills

CollaborationContinuous ImprovementMentoringCommunicationDiscipline

Certifications

Property & Casualty Insurance License