MLRO, Digital Assets
Taptap Send
Spark
Job Level
Mid-LevelSenior
About the role
- Support the UK Chief Compliance Officer in overseeing the regulatory compliance framework and ensuring the organisation meets all FCA requirements
- Conduct regular reviews of internal compliance policies and procedures and update them to reflect changes in the UK regulatory landscape
- Assist in preparing and submitting regulatory reports and notifications to the FCA and other UK regulators
- Provide advisory support to business units on compliance-related matters, focusing on payment services regulations
- Act as the Deputy Money Laundering Reporting Officer (MLRO) for the UK entity
- Develop, implement, and improve the organisation's AML and Counter-Terrorist Financing (CTF) program
- Monitor, investigate, and report any suspicious activities to the UK MLRO and relevant authorities
- Conduct internal audits and reviews related to financial crime prevention and ensure robust controls
- Collaborate with the global compliance team to align compliance policies and practices across jurisdictions
- Contribute to global compliance risk assessments, audits, and projects
- Provide training and guidance to global and regional teams on compliance-related matters
- Conduct regular financial crime risk assessments and report findings to the UK MLRO and Global Head of Compliance
- Provide compliance oversight and input on IT security, operational resilience, business continuity, disaster recovery, and incident response
- Ensure compliance with UK data protection laws (GDPR) and assist in managing data breach incidents
Requirements
- In-depth understanding of the FCA regulatory framework, particularly related to payment services or e-money
- Strong knowledge of AML/CTF regulations and requirements, with prior experience in a Deputy MLRO or similar role
- Working knowledge of IT security requirements and operational risk and resilience best practices
- Experience working within a global compliance function, with an ability to navigate cross-border regulatory requirements
- Attention to detail, with the ability to work accurately in a fast-paced, deadline-driven environment
- Strong verbal and written communication skills
- Effective communication and interpersonal skills to collaborate with internal departments, external stakeholders, and regulatory bodies
- Excellent analytical and problem-solving skills
- Entrepreneurial drive with a can-do attitude
- A growth-mindset that enables creativity in thinking and ability to deal with ambiguity
- Bachelor’s degree in Law, Finance, Business or relevant field, or equivalent work experience
- Minimum 5 years of experience in compliance, internal controls, audit, or risk management, preferably in fintech or payments environment
- Professional certificates/qualifications in compliance, AML/CFT, risk management, finance, and/or fintech (CPA, CIA, CISA, CFE) are nice to have but not required
