Manager, Credit Risk Strategy and Optimisation, Insights Analytics
Commonwealth Bank
full-time
Posted on:
Location Type: Office
Location: Sydney • Australia
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About the role
- Deliver impactful analytics to enhance credit risk strategies and support strategic decisions.
- Leverage the credit risk origination system to deliver leading automated credit decisions that drive sustainable growth in the home loan lending business.
- Analyse and generate insights on home loan credit portfolio risk, providing forward-looking perspectives and identifying emerging risks, including environmental issues.
- Build strong relationships with stakeholders, including senior leaders and regulators.
- Communicate insights and recommendations with clarity and influence to drive strategic decisions.
- Demonstrate enthusiasm, resilience, ethical behaviour, teamwork and stakeholder management in line with the Group’s Vision and Values.
- Foster a culture of excellence, inclusion, and continuous learning within the team by coaching and mentoring team members to build capability and support career growth.
Requirements
- Credit Risk Expertise – Proven leadership in credit risk, with strong analytical and strategic decision-making skills.
- Artificial Intelligence – Leveraging AI to deliver analytical insights and automate tasks
- Advanced Analytics Capability – Experience in complex modelling, BI tools, and delivering insights that drive performance.
- Economic Profit - Develop and maintain credit risk models to proactively manage business economic profit through appropriate credit risk cut off strategies.
- Technical Data Skills – Proficiency in tools like Teradata SQL, SAS and Python to extract and interpret large datasets.
- Strategic Thinking – Ability to solve complex problems with commercial acumen and influence senior stakeholders.
- Process & Data Excellence – Strong attention to detail in managing origination systems and ensuring data integrity.
- Systems & Governance Knowledge – Familiarity with large-scale systems and sound data governance practices.
- Stakeholder Influence – Exceptional communication and relationship-building skills across diverse groups.
Benefits
- Flexible working arrangements
- Professional development opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit risk expertiseanalytical skillsstrategic decision-makingartificial intelligenceadvanced analyticscomplex modellingeconomic profitcredit risk modelsdata extractiondata interpretation
Soft Skills
communication skillsrelationship-buildingstakeholder managementteamworkcoachingmentoringresilienceenthusiasmethical behaviourstrategic thinking