Column

General Counsel

• Drive Product Strategy & Innovation: Be the strategic legal voice enabling product innovation across our payments portfolio. Partner closely with business teams and fintech partners from ideation through launch, anticipating challenges and architecting creative solutions that balance business needs with regulatory requirements. Advise on the legal and operational implications of new payment rails, transaction types, and money-movement features.
• Own Regulatory Architecture: Build and evolve regulatory frameworks for existing and new products. Leverage your deep expertise in Reg E, NACHA rules, card network rules, money transmission, TISA, Reg CC, UCC Article 4A, and the evolving frameworks for real-time payments. Partner with compliance and risk teams to develop scalable approaches that protect the business while enabling growth.
• Lead Subject Matter Expertise: Be the go-to authority on legal and regulatory requirements impacting payments products, including ACH origination and receipt, wire transfers, card issuing and acquiring, card network rules, scheme compliance, payment processor relationships, push-to-card, and instant payment capabilities. Share insights on regulatory developments and their practical implications. Help establish Column as a thought leader in banking infrastructure.
• Manage Fraud & BSA/AML Risk Frameworks: Partner with compliance and operations teams on payments-specific BSA/AML, OFAC, and fraud risk considerations. Advise on transaction monitoring, suspicious activity reporting, and sanctions screening as they apply to payment flows.
• Leverage Technology & AI: Embrace and drive the adoption of technology — including AI and automation tools — to increase the efficiency, speed, and scalability of legal workflows. Identify opportunities to use AI and partner with engineering teams to build legal tooling that gives Column a structural advantage.
• Scale Operations: Design and implement legal processes that can scale with hypergrowth. Improve partner onboarding efficiency while maintaining robust compliance. Build repeatable frameworks that enable the business to move faster.

Senior Product Counsel – Payments

Backend Engineer

• Design, build and scale the systems that power our publishing platform
• Establish and enforce repeatable, scalable engineering patterns
• Lead development for backend services and integrations
• Work alongside a small, senior-leaning team
• Collaborate with customer-facing teams and peers
• Work in areas outside of your usual comfort zone and show motivation for learning

Senior Software Engineer – Backend

Business Intelligence Developer

• Own, maintain, and improve core data systems including dbt, Stitch, and the BigQuery data warehouse sourced from NoSQL datasets (e.g., Firestore).
• Develop reliable, well-documented data models, transformations, and ELT pipelines supporting revenue, operational, and financial reporting.
• Implement and maintain data quality and observability frameworks, including dbt tests, schema-change monitoring, and pipeline alerts.
• Be the BigQuery expert to apply version control, documentation, naming conventions, and workflow best practices for long-term maintainability.
• Build, maintain, and optimize Google Looker Studio dashboards, ensuring accuracy and usability.
• Perform ongoing dashboard maintenance, enhancements, and metric updates as business needs evolve.
• Build and maintain recurring operational reports, including those used for enterprise customer audits and sales pipelines.
• Partner closely with Finance, Operations, and Customer-facing teams to translate business needs into actionable analytics and data workflows.

Business Intelligence Engineer

• Drive Product Strategy & Innovation: Be the strategic legal voice enabling product innovation across our credit and lending portfolio. Partner closely with business teams and fintech partners from ideation through launch, anticipating challenges and architecting creative solutions that balance business needs with regulatory requirements. Advise on credit product structuring, and the legal implications of new lending features and partnership models.
• Own Regulatory Architecture: Build and evolve regulatory frameworks for existing and new products. Leverage your deep expertise in TILA, ECOA, UDAAP, FCRA, state usury and licensing laws, the evolving EWA space, federal preemption, and true lender risk. Partner with compliance and risk teams to develop scalable approaches that protect the business while enabling growth.
• Lead Subject Matter Expertise: Be the go-to authority on legal and regulatory requirements impacting the credit and lending business lines. Share insights on regulatory developments and their practical implications. Help establish Column as a thought leader in banking infrastructure.
• Structure Bank-Fintech Lending Partnerships: Lead the legal structuring of loan agreements, line of credit products, EWA lending and non-lending offerings, and BNPL partnerships. Draft and review key customer-facing terms and marketing materials, structure onboarding flows and applications, determine BSA/AML requirements, conduct true lender analyses, and own every legal detail of rolling out a new Column-backed product. Work closely with engineering to design a flow-of-funds model and reflect that product structure in legal documentation.
• Leverage Technology & AI: Embrace and drive the adoption of technology — including AI and automation tools — to increase the efficiency, speed, and scalability of legal workflows. Identify opportunities to use AI and partner with engineering teams to build legal tooling that gives Column a structural advantage.
• Scale Operations: Design and implement legal processes that can scale with hypergrowth. Improve partner onboarding efficiency while maintaining robust compliance. Build repeatable frameworks that enable the business to move faster. Develop template loan program agreements, disclosure packages, and servicing frameworks that accelerate new partnership launches.

Senior Product Counsel – Payments

Senior Software Engineer – Backend

Business Intelligence Engineer

Senior Product Counsel – Lending