AWSAzureCloudETLGoogle Cloud PlatformRuby on RailsSQL
About the role
Lead fintech partner technical scoping, including discovery sessions, funds-flow design, sandbox setup, UAT, and go-live coordination
Help maintain partner-facing APIs, authentication, and webhook flows, ensuring clear documentation (OpenAPI/Swagger, Postman collections) for developer usability
Translate partner business requirements into detailed solution designs and PRDs, working with Coastal Product and Compliance to align with contractual obligations
Coordinate with processors, networks, and third-party vendors on certifications, file specs, and program modifications
Define and validate funds flows, settlements, GL postings, and reconciliations, enabling accurate financial reporting and operational efficiency
Collaborate with engineering on schema design, data mapping, and ETL pipelines to support reporting, reconciliation, and analytics
Support due diligence and technical risk reviews during the fintech partner evaluation process
Represent Coastal at partner meetings, articulating technical and compliance capabilities in clear terms
Provide technical consultation on new BaaS product features, shaping the roadmap based on partner demand and market trends
Requirements
Strong knowledge of API design and integration (REST, webhooks, authentication methods like OAuth2/JWT)
Familiarity with payment systems and banking rails such as ACH, wires, RTP, FedNow, and card issuing/processing
Solid understanding of regulatory and compliance requirements (KYC/AML, BSA/OFAC, PCI-DSS, data security)
Experience with cloud infrastructure and DevOps practices (AWS/Azure/GCP, CI/CD pipelines, monitoring, logging)
Excellent communication skills to translate technical concepts for non-technical stakeholders and fintech partners
Bachelor’s degree in Computer Science, Engineering, Information Systems, or related field (or equivalent practical experience)
5+ years of technical experience in fintech, payments, banking technology, or SaaS/API integration
Prior experience at a sponsor bank, card issuer, processor, or BaaS provider strongly preferred
Proven track record in partner/enterprise technical integration projects, including discovery, UAT, and go-live
Hands-on experience with SQL, data mapping, and financial reconciliation workflows is a plus
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
API designAPI integrationRESTwebhooksOAuth2JWTSQLdata mappingETL pipelinesfinancial reconciliation
Soft skills
communication skillstechnical consultationcollaborationproblem-solvingstakeholder management