Lead Analytics Consultant
Wells Fargo
OraclePythonSQL
Consumer Credit Risk Manager I
Coastal Community Bank
full-time
Posted on:
Origin: • 🇺🇸 United States
Visit company websiteSalary
💰 $98,408 - $123,010 per year
Job Level
Mid-LevelSenior
Tech Stack
JavaScriptPythonSQL
About the role
- Manage partner credit relationships, fostering collaboration between internal departments and fintech partners.
- Support the development and implementation of partner credit policies, risk frameworks, and underwriting processes.
- Conduct basic portfolio analytics to identify trends, assess credit risks, and generate reports.
- Assist in monitoring credit loss rates, delinquency trends, and default rates.
- Ensure compliance with banking regulations, fintech policies, and industry standards.
- Work cross-functionally to support credit strategy initiatives within the CCBX division.
Requirements
- Bachelor’s degree in Business Administration, Economics, Finance, or a related field; OR an equivalent combination of education and relevant experience.
- 5+ years of relevant experience in financial risk analysis, lending operations, or fintech credit assessment.
- Foundational understanding of credit scoring models, forecasting methodologies, and credit risk analytics.
- Foundational experience with credit card and consumer lending product lifecycle, including acquisition strategies, balance transfer, and portfolio management functions such as credit line management, high-risk accounts mitigation, and collections.
- Basic proficiency in data tools and software, including Python, R, or SQL.
- Intermediate proficiency in MS365 tools, including Excel, Outlook, PowerPoint, and Word.
- Excellent communication and relationship management skills.
- Strong analytical mindset with the ability to interpret complex data sets.
