Citi

Credit Risk Portfolio Analytics, Intermediate Analyst

Citi

full-time

Posted on:

Location Type: Hybrid

Location: Mumbai • India

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Tech Stack

SQLUnix

About the role

  • Resolve issues and recommend solutions to moderate problems
  • Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/job family
  • Serve as an industry expert and advisor
  • Analyze and approve counter-party credit limits for trading, transactional, and financing businesses with funds
  • Develop risk management framework and processes for funds
  • Advise businesses and clients on transaction structures and negotiate credit terms
  • Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses
  • Support tactical and strategic Risk Analytics projects for U.S. Consumer Cards
  • Independently manage development and implementation of effective risk management strategies that balance risk and reward of the portfolio
  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
  • Analyze tests and performance using SAS and decision tree (CHAID/CART).

Requirements

  • 4+ years of relevant experience
  • Experience in financial analysis, accounting and valuation
  • Bachelor's degree/University degree in Mathematics/ Statistics/ Economics or equivalent experience
  • Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections
  • Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.
  • Highly proficient in Excel/pivot tables and PowerPoint.
  • Strong communication and presentation skills targeting a variety of audiences.
Benefits
  • Citi is an equal opportunity employer
  • Qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
  • If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
  • View Citi’s EEO Policy Statement and the Know Your Rights poster.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
financial analysisaccountingvaluationcredit strategiesscoring modelsSASSQLExcelPowerPointstatistical techniques
Soft Skills
communicationpresentationproblem-solvinganalytical thinkingnegotiationcollaborationadvisory skillsstrategic thinkingindependent managementinnovation