Vice President, Mergers and Acquisitions
Capital One
Senior Vice President, Credit Officer, Asset Based Lending
Citi
full-time
Posted on:
Location Type: Office
Location: New York City • California, New York • 🇺🇸 United States
Visit company websiteSalary
💰 $163,600 - $245,400 per year
Job Level
Senior
About the role
- Facilitate the end-to-end lending process within the US CCB for the assigned relationships and portfolio
- Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio
- Provide accountability for decisioning using credit covering approval authority
- Directly manage the analysis and workflow of underwriting requests for new-to-bank and existing credit relationships
- Lead the timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers
- Conduct periodic client calls on all portfolio clients and select new to bank opportunities
- Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients
- Mentor and develop junior staff to become effective resources and future Credit Officers and Bankers
Requirements
- 10+ years of experience in credit underwriting, portfolio and/or risk management
- Experienced credit underwriting executive with a deep and relevant Asset Based Lending industry expertise
- Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
- Excellent communication (written, verbal, presentation and listening) and organizational skills
- Strong credit sense and ability to articulate a view
- Proficient in various spreadsheet and word processing applications
- Bachelor's degree; advanced degree(s) and other certifications considered but not required
Benefits
- medical, dental & vision coverage
- 401(k)
- life, accident, and disability insurance
- wellness programs
- planned time off (vacation)
- unplanned time off (sick leave)
- paid holidays
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit underwritingportfolio managementrisk managementasset based lendingaccounting theoryfinancial analysisdecisioningcredit analysis
Soft skills
communicationorganizational skillsmentoringleadership
Certifications
Bachelor's degreeadvanced degree
