Senior Product Manager, CPN Payments Engine
Circle
full-time
Posted on:
Location Type: Remote
Location: India
Visit company websiteExplore more
Job Level
Tech Stack
About the role
- Own the Payments Engine roadmap: Define and execute the product roadmap for payment creation, processing, and settlement.
- Prioritize features that improve reliability, reduce latency, increase success rates, and unlock new use cases across corridors and rails.
- Drive payment performance: Own key engine health metrics — success rate, latency (TTFT, end-to-end), RFI rate, failure root causes.
- Identify bottlenecks, partner with Engineering to resolve them, and translate improvements into OFI and BFI outcomes.
- Shape API and protocol capabilities: Define requirements for the OFI Payments API and BFI quoting/settlement protocols.
- Balance developer experience with compliance requirements and network reliability.
- Own the spec process from problem to launch.
- Build engine observability and control: Drive investments in payment monitoring, alerting, and operational tooling that give Circle and its partners real-time visibility into payment health and the ability to act on anomalies.
- Partner across the network: Work closely with BFI partners, OFI integrations, Compliance, and Operations to understand where the engine creates friction and remove it — unblocking volume, reducing manual intervention, and improving SLAs.
Requirements
- 5+ years in Product Management at a payments, fintech, or financial infrastructure company
- Experience owning platform or infrastructure products — APIs, processing pipelines, settlement systems, or developer-facing capabilities
- Strong analytical skills — comfortable diagnosing payment failures, interpreting latency distributions, and building data-driven cases for prioritization; SQL or equivalent data fluency
- Track record of shipping reliability or performance improvements with measurable impact (e.g., success rate, p99 latency, error rate reduction)
- Experience working cross-functionally with Engineering, Operations, Compliance, and BD/Sales to drive outcomes in ambiguous, fast-moving environments
- Ability to operate at both the strategic level (roadmap, architecture trade-offs, partner SLAs) and the tactical level (debugging a failed payment, unblocking a specific corridor, writing a precise spec)
- Clear, structured communication — can produce decision-ready documents, technical specs, and cross-functional alignment materials
Benefits
- Flexible work environment
- Professional development opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
API developmentpayment processingsettlement systemsSQLdata analysisperformance improvementlatency measurementdiagnosing payment failuresproduct roadmap managementspecification writing
Soft Skills
analytical skillscross-functional collaborationstructured communicationproblem-solvingstrategic thinkingtactical executionleadershipadaptabilitydecision-makinginterpersonal skills