Centennial Bank

Mortgage Loan Originator

• Solicit residential first mortgages through contacts with Realtors, builders, and developers
• Interview loan applicants and make credit decisions
• Analyze financial data to determine creditworthiness
• Collect appropriate documentation from each applicant and deliver loan package in a timely manner
• Maintain high levels of customer service while managing applicants' expectations

General

• Solicits residential mortgages through contacts with Realtors, builders, and developers.
• Develops referral relationships with Community Development Organizations and participates in Community Development activities.
• Interviews loan applicants and makes credit decisions.
• Work with assigned branch office to ensure awareness of home loan products.
• Handle referrals from branch office and provide appropriate follow-up.
• Develop referral contacts (realtors, builders, professional and personal contacts).
• Analyze financial data to determine creditworthiness.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Take borrower applications.
• Utilize communication and access of daily rates, credit reports and DU responses and transmitting to processor.
• Collect appropriate documentation from each applicant and deliver loan package to processor in a timely manner.
• Maintain high levels of customer service while managing each applicant's and support staff's expectations.
• Attend and participate in all lending meetings as required.
• Complete BSA/AML training and other compliance training as necessary.
• The ability to work in a constant state of alertness and in a safe manner.
• Attend Community Development meetings to build and strengthen relationships.
• Represent bank at various civic, charitable, educational, and social affairs in order to develop and expand relationships.
• Makes presentations on financial education to groups to attract new business.
• Attend and participate in CRA Development meetings and trainings as required.
• Perform any other related duties as required or assigned.

Mortgage Loan Originator

Mortgage Development, Originator