Celtic Bank

Underwriter – Energy, Infrastructure, Project Finance

Celtic Bank

full-time

Posted on:

Location Type: Remote

Location: Utah • United States

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About the role

  • Lead the end‑to‑end underwriting process for energy, infrastructure, and project finance transactions, including loans, tax equity investments, and syndicated facilities.
  • Build and maintain strong working relationships with clients, internal origination teams, and third‑party providers to obtain all information necessary for a complete and accurate credit assessment.
  • Develop, analyze, and review complex financial models and projections to evaluate project cash flows, sensitivities, and key risks.
  • Underwrite and support the ongoing servicing of Shared National Credit (SNC) loans, working alongside agent banks and participating lenders.
  • Perform independent credit analysis, annual reviews, amendments, waivers, and servicing actions for SNC transactions in accordance with intercreditor agreements and regulatory expectations.
  • Coordinate with internal stakeholders and external lender groups to support credit approvals, servicing actions, and portfolio monitoring for SNC exposures.
  • Review agent bank credit packages, financial models, and reporting to assess ongoing performance and emerging risks within SNC portfolios.
  • Perform comprehensive credit analysis by reviewing financial statements, project contracts, legal documentation, and third‑party reports to assess project viability through underwriting and closing.
  • Prepare clear, well‑reasoned credit memoranda for loan committee review, outlining transaction structure, key risks, mitigants, and recommendations.
  • Conduct market, industry, and company research to support underwriting assumptions and credit conclusions.
  • Review and interpret complex legal and structured finance documents related to energy, infrastructure, and project finance transactions.
  • Independently underwrite syndicated loans for both new originations and ongoing servicing actions.
  • Lead credit analysis for early‑stage development opportunities and complex deal structures.
  • Take primary responsibility for portfolio underwriting assignments involving multiple common facilities.
  • Support ongoing portfolio management activities and serve as a subject matter resource for the team.
  • Review the work of other underwriters for accuracy, completeness, and adherence to credit standards.
  • Lead and participate in cross‑functional initiatives focused on process improvement, training, and knowledge sharing.
  • Develop working knowledge of USDA programs and regulations under the OneRD Initiative, with particular emphasis on REAP and B&I eligibility, as applicable to energy and infrastructure projects.
  • Communicate effectively and professionally across multiple channels with internal teams, clients, and third‑party vendors.
  • Maintain a positive, professional demeanor when managing deadlines, changes, and transaction challenges.
  • Perform other duties as assigned.

Requirements

  • Ability to adapt to shifting priorities and evolving business needs.
  • Demonstrated professionalism and discretion in handling confidential and sensitive information.
  • Strong proficiency in Microsoft Office and related business systems.
  • Advanced analytical and problem‑solving skills, with the ability to apply new information to both current and future decision‑making.
  • Ability to work independently while collaborating effectively in a team‑oriented environment.
  • Exceptional written, verbal, and interpersonal communication skills.
  • Strong organizational skills and attention to detail.
  • Ability to establish and maintain effective working relationships with internal and external stakeholders.
  • Strong interest in energy, infrastructure, and project finance transactions across multiple jurisdictions.
  • Deep understanding of commercial banking credit policies, loan structuring, and cash flow analysis.
  • Advanced working knowledge of accounting principles, including balance sheet, income statement, and cash flow analysis.
  • Demonstrated ability to develop expert‑level proficiency in specialized financial products.
Benefits
  • Medical, dental, vision
  • 401(k) with employer match
  • Life and long-term disability coverage
  • HSA and FSA plans
  • Holidays and paid time off requests
  • Robust wellness program (we’re talking catered meals three times a weeks, lunch and learns, and onsite gym.)
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
financial modelingcredit analysiscash flow analysisloan structuringportfolio managementunderwritingrisk assessmentfinancial statement reviewlegal documentation reviewanalytical problem-solving
Soft Skills
communication skillsorganizational skillsattention to detailprofessionalismdiscretionadaptabilityteam collaborationrelationship buildingindependenceprocess improvement