Celtic Bank

Compliance

• **WHAT YOU’LL DO AT CELTIC BANK**
• - Researching and understanding industry compliance regulations and policies.
• - Evaluating compliance risk across Bank and SLP products and processes.
• - Assisting with development and execution of test scripts to evaluate Bank and SLP compliance with laws and regulations.
• - Analyzing and reviewing Bank and SLP policies, procedures, and documentation of operational controls for compliance with industry standards and laws, and regulations.
• - Communicating with employees and management across Bank and SLP business units to understand and evaluate compliance processes and controls
• - Communicating identified deficiencies, gaps, and/or issues to Bank and SLP stakeholders.
• - Assisting with reporting to management of monitoring and testing activities, conclusions, and action plans.
• - Assisting in preparation for Regulatory Exams.
• - Keeping up with compliance requirements and amendments to regulations.
• - Completing additional projects and duties, as directed by Management.

Compliance Analyst – Testing

Copywriter

• Write high-impact copy for flyers, brochures, ads, emails, social media
• Understand storytelling and how to bring a borrower and partner experience to life
• Lead the quarterly company newsletter publication
• Collaborate with design on new visual ideas
• Learn and help further develop the Bank’s brand voice
• Contribute to creative brainstorms and share ideas proactively

Senior Copywriter

Paralegal

• Develop and implement Bankruptcy treatment and collateral resolution strategies that are consistent with Bank and Small Business Administration policies
• Prepare and file Bankruptcy Proof of Claims
• Bankruptcy case management and liaison to Celtic Bank legal counsel
• Bankruptcy file onboarding and file management
• Scheduled case maintenance and ongoing portfolio management
• Facilitate Bankruptcy and Collateral recommendations through written proposals by maintaining structured communication amongst multiple stakeholders
• Foreclosure case management and liaison to Celtic Bank’s counsel related to Bankruptcy cases
• Prepare and analyze collateral packages to determine recovery estimates
• Perform late-stage delinquency responsibilities
• Budget management and oversight of expenditures
• Order and manage site inspections, appraisals, broker price opinions and foreclosure reports
• Small Business Administration related tasks
• Routine reports generation and presentation
• Bankruptcy Notifications, Mail, and Subpoena management
• Other tasks and projects as assigned

Bankruptcy Paralegal

Analyst

• Review commercial loan applications, supporting documentation, and financial statements to identify indicators of fraud, misrepresentation, or unusual patterns.
• Conduct enhanced due diligence (EDD) on high-risk borrowers, entities, and transactions.
• Investigate suspected fraud cases, documenting findings and recommending appropriate actions.
• Utilize internal and external data sources—public records, credit bureaus, fraud databases, business verification tools—to validate borrower information.
• Analyze commercial lending activity for anomalies such as identity discrepancies, income/asset fabrication, shell companies, straw borrowers, and falsified collateral.
• Confirm the legitimacy of commercial borrowers, validate business registration details, and detect discrepancies or “red flags.”
• Assess business principals by evaluating authorized agents, beneficial owners, and associated persons for accuracy, legitimacy, and potential hidden connections.
• Interpret Customer Identification Program results to determine whether inconsistencies require escalation, including indicators such as invalid SSNs, mismatched address history, or multiple name associations.
• Ensure identity‑verification results support KYC/KYB compliance and identify fraud risks during the underwriting and onboarding processes.
• Review documents flagged for forgery, manipulation, AI-generated, or otherwise suspicious financial documents provided during commercial loan applications.
• Confirm bank account ownership, account status, and authenticity before funding commercial loans.
• Confirm borrower and business entity details by validating bank accounts for status and indicators of suspicious behavior, supporting secure disbursement decisions.
• Incorporate fraud risk insights into commercial loan reviews to prevent unauthorized transactions, identity theft, and account takeover attempts.

Fraud Analyst

Growth Marketing

• Lead cross-functional teams in the development, launch, and management of new digital products and business lines.
• Direct the strategy and roadmap for go-to-market initiatives and customer growth programs.
• Oversee product lifecycle management, including business analysis, user engagement metrics, and optimization strategies.
• Collaborate with internal departments (engineering, data, marketing, operations, sales) to deliver scalable solutions that align with business goals.
• Supervise staff involved in product strategy, business intelligence, and growth initiatives; develop team capabilities through mentoring and performance planning.
• Analyze internal data and market research to guide business development and expansion efforts.
• Serve as a liaison between executive leadership and key stakeholders to communicate innovation strategies and outcomes.
• Represent the company in strategic partnerships, client negotiations, and industry events.
• Travel regularly (approximately 60–70% of the time) to major U.S. cities for meetings, presentations, and client relationship management.

Compliance Analyst – Testing

Senior Copywriter

Bankruptcy Paralegal

Fraud Analyst

Vice President, Growth and Innovation