Salary
💰 $53,900 - $112,000 per year
About the role
- Conducts in-depth analysis and research for higher exposure accounts
- Owns and processes new and existing commercial account review requests
- Works independently with minimal guidance while reviewing large/complex customer group (\"B\" level) credit limit requests
- Completes in depth research for complex accounts
- Develops and maintains relationships with mid-level sales management
- Acts as a resource for colleagues with less experience
- Oversees monthly distribution, reviews Dunn & Bradstreet report, and processes Service Level Agreement within 10 business days
- Reviews delegated accounts from high exposure report
- Work on credit related projects as assigned
- Requests updated quarterly review documentation from customers as part of performing scheduled reviews
Requirements
- Bachelor’s degree from an accredited college or university
- Minimum 4 years of unsecured commercial credit evaluation or related experience.
- Preferred: Bachelor’s degree in Accounting, Finance, or other related field from an accredited college or university
- Proficient in Microsoft Office Suite of programs
- Experience with D&B product lines
- Extensive financial statement analysis experience.
- Understanding how market, industry and financial trends will impact credit worthiness
- Financial statement analysis experience
- Experience interpreting various credit scores and debt ratings
- Knowledge of bankruptcies
- Comfortable conveying message to Sales Leadership that outlines facts and a decision contrary to what they are lobbying for.
- Ability to know how customers differ depending on size and ownership
- Comfortable in dealing with determined salespeople
- Confident talking to senior leadership both in house as well as at the customer
- Effective and flexible communication, and organizational skills
- Able to document and defend reasoning behind a decision (approval or denial)
- Ability to work in a fast paced and evolving environment
- Ability to work independently and on a team
- Ability to work under pressure and meet deadlines
- Good analytical, observational, and decision-making skills
- Strong attention to detail
- Ability to motivate and encourage change, able to get positive results in a very large, dispersed organization
- Values a diverse and inclusive work environment