BMO U.S.

Analyst, Special Account Management Unit – SAMU

BMO U.S.

full-time

Posted on:

Location Type: Office

Location: Toronto • Canada

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Salary

💰 CA$69,000 - CA$129,000 per year

About the role

  • Delivers strong outcomes for a defined portfolio of high-risk borrowing accounts by applying expertise to reduce the Bank’s loss exposure and manage risks.
  • Supports portfolio management and decisions/recommendations in accordance with sound credit-granting principles and in compliance with Bank Policy & Procedures.
  • Works with stakeholders to deepen relationships and grow the overall profitability of the portfolio.
  • Monitors the financial and risk performance of account portfolio; performs financial and risk analysis of customer and account information to provide insights and recommendations on how to improve quality, liquidity and Bank’s security position.
  • Documents decisions on credit transactions with rationale that can be understood and explained to customers.
  • Identifies and advises on terms, conditions and collateral requirements for the transaction decision as well as alternative solutions.
  • Keeps abreast of economic and market developments within the portfolio to inform decision making and credit risk policies.
  • Builds effective relationships with internal/external stakeholders; includes legal and insolvency professionals and other consultants/advisors in the commercial business community.

Requirements

  • Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
  • Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.
  • In-depth knowledge of banking products & services.
  • In-depth knowledge of industry trends and regulations.
  • In-depth knowledge of credit portfolio management policies & procedures, and financing guidelines.
  • Technical proficiency gained through education and/or business experience.
  • Verbal & written communication skills - In-depth.
  • Collaboration & team skills - In-depth.
  • Analytical and problem-solving skills - In-depth.
  • Influence skills - In-depth.
  • Data driven decision making - In-depth.
Benefits
  • Health insurance
  • Tuition reimbursement
  • Accident and life insurance
  • Retirement savings plans
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit analysisrisk managementfinancial analysisportfolio managementcredit-granting principlesbanking productsbanking servicescredit portfolio managementdata-driven decision makingfinancing guidelines
Soft Skills
verbal communicationwritten communicationcollaborationteam skillsanalytical skillsproblem-solving skillsinfluence skillsrelationship building
Certifications
Credit Qualifications