Commercial Auto Claims Representative – Pre-Suit Bodily Injury
biBerk Business Insurance
full-time
Posted on:
Location Type: Remote
Location: New York • United States
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Salary
💰 $75,000 - $90,000 per year
About the role
- The Auto Claims Casualty Adjuster is responsible for directing commercial automobile claim loss investigations and adjusting from a remote office setting.
- Investigating losses (BI/UM/UIM primarily) from office, utilizing Independent Adjusters and other internal/external resources identifying coverage issues and completing coverage analysis.
- Evaluation and valuation of injuries/damages.
- Experience handling moderate to severe injury claims involving allegations of soft-tissue injuries, bone/cartilage fractures, disc herniations, joint dislocation, short-term hospitalizations and out-patient surgeries.
- Handing attorney represented claimants (litigation claim-handling experience a plus).
- Experience analyzing and responding to Time Limited Policy Demands.
- Experience working with experts in multiple disciplines, including: physicians/therapists, attorneys, accountants, medical billing audit firms, accident reconstructionists, biomechanical engineers, forensic accountants.
- Maintain claim files per established best claim practice guidelines.
- Obtain and maintain all required state licenses.
Requirements
- Excellent written and verbal communication skills.
- Proven negotiation skills.
- Strong letter writing skills.
- Strong organizational and computer skills.
- Excellent time management skills with the ability to prioritize.
- Ability to switch focus quickly and then return to task.
- Ability to multi-task when needed.
- Self-motivator: works independently with minimal to moderate supervision.
- Past 3+ years of experience handling bodily injury claims.
- Bachelor’s degree required (insurance industry designation a plus).
- Litigation experience preferred.
- Possessing strong ability to understand and review policy documentation.
- Ability to formulate solid action plans to resolve claims.
- Ability to effectively present files in front of groups.
- Ability to travel for company / claim related events if needed.
Benefits
- Medical (PPO/HDHP), vision, disability, and life insurance.
- Enhanced dental plan with orthodontia coverage in addition to a standard plan.
- Generous PTO plan for all benefit-time eligible employees.
- Paid company holidays and 4 floating holidays.
- Paid parental leave.
- Employee Retirement Savings Plan/401(k) with company match and immediate vesting.
- Education Assistance Program that offers 100% upfront tuition reimbursement after 6 months of service for approved degree programs.
- Service Recognition Program that provides a monetary award to be used toward a vacation every 5 years of employment.
- Wellness Initiatives that include Fitness Center and Weight Watchers Reimbursement programs.
- Voluntary benefits that include accident, critical illness, and hospital indemnity.
- Employee discount and rewards program on travel, tickets, electronics, home, and more.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
claim loss investigationscoverage analysisevaluation of injuriesvaluation of damageslitigation claim-handlinganalyzing Time Limited Policy Demandsworking with expertspolicy documentation reviewaction plan formulationmulti-tasking
Soft Skills
written communicationverbal communicationnegotiationorganizational skillstime managementself-motivationability to prioritizefocus switchingpresentation skillsindependent work
Certifications
state licensesBachelor’s degreeinsurance industry designation