Bank of America

Solutions Architect – Consumer Lending, Credit Underwriting Technology

Bank of America

full-time

Posted on:

Location Type: Office

Location: Charlotte • North Carolina • 🇺🇸 United States

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Job Level

Mid-LevelSenior

Tech Stack

CloudMicroservices

About the role

  • Define an architectural vision and solution that supports the strategic outcomes of the Business' Products and Services
  • Define the target operating environment
  • Design for client resiliency
  • Assist with solution design
  • Define non-functional requirements
  • Work with stakeholders and service providers aligned to the Business' strategic objectives
  • Evaluate the impact of strategic design decisions
  • Contribute to the architecture roadmap
  • Create the solution intent and architectural vision for complex solutions
  • Prioritize functional and non-functional requirements into a technology backlog
  • Contribute to the architecture roadmap of defined domains
  • Clarify the architecture
  • Assist with system design to support implementation
  • Provide solution options to resolve any architectural impediments
  • Facilitate solution driven discussions
  • Lead the design of complex architectures
  • Educate team members on the technology practices
  • Support the team in selecting the technology stack required for solutions
  • Perform design and code reviews to ensure non-functional requirements are met.

Requirements

  • 5+ years of applicable experience
  • Proven experience architecting and designing solutions for large-scale, complex technology portfolios, ideally within audit, risk, or compliance domains
  • Deep expertise in modern architecture patterns (microservices, event-driven, cloud-native), AI/ML integration, and risk management
  • Strong leadership and mentoring skills, with a track record of influencing cross-functional teams and driving innovation
  • Technical leadership and exposure across a broad scale of tools, technologies, and architecture models
  • Experience with Agile delivery, DevOps practices, and rapid prototyping
  • Excellent communication and stakeholder management skills
  • Commitment to quality, security, and continuous improvement.
Benefits
  • Health insurance
  • 401(k) matching
  • Flexible work arrangements
  • Professional development opportunities
  • Paid time off
  • Wellness programs

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
architectural visionsolution designnon-functional requirementssystem designdesign reviewsmicroservicesevent-driven architecturecloud-native architectureAI/ML integrationrisk management
Soft skills
leadershipmentoringstakeholder managementcommunicationinfluencingdriving innovationcommitment to qualitycommitment to securitycontinuous improvement