banco BV

Financial Planning and Analysis

• Analyze to evolve: Perform strategic profitability analyses, identifying opportunities and proposing actions that generate real impact across Credit Card, Checking Account, Personal Loan, payroll-deductible loan and other product businesses.
• Translate strategy into numbers: Support the preparation of the annual budget and periodic forecasts, ensuring projections align with the business growth targets.
• Reveal the story behind the numbers: Lead the monthly management close, providing transparency on company performance and identifying trends, risks and opportunities.
• Turn data into insights: Prepare and present executive materials on business results, providing leadership with information that enables informed, decisive actions.
• Drive financial transformation: Lead initiatives that optimize processes and introduce innovation to the area, always thinking scalably and relying on reliable data.

Junior Financial Planning Analyst

Data Scientist

• Realizar estudos técnicos sobre modelos inventariados
• Participar de reuniões e manter comunicação constante com áreas desenvolvedoras de modelos
• Elaborar relatórios e apresentações com pareceres e estudos de validação
• Construir dashboards e monitoramentos para acompanhamento dos modelos

Analista em Validação de Modelos Jr – Ciência de Dados

Insurance

• Develop data-driven analyses to support decisions on growth, efficiency and business profitability;
• Develop analyses based on the distribution of performance indicators, creating action plans to support leadership;
• Clear, instructional communication to guide peer teams and facilitate agendas;
• Proactive and organized profile, with a focus on execution and monitoring results;
• Participate in ad hoc studies and innovation initiatives aimed at optimizing the commercialization of insurance products.

Senior Product Analyst

Marketing

• Orchestrate the macro-level strategic media planning by integrating all channels and aligning with brand and business objectives.
• Plan, monitor, and forecast results aligned with business targets.
• Ensure media operations with a focus on key business and media performance metrics such as CAC and ROI.
• Manage the overall media budget, directing allocation between branding and performance initiatives to guide operational activities.
• Develop strategic reports for internal bank areas and leadership.
• Financial controls and processing/closing of invoices in the system.
• Lead strategic agendas with key partners such as Google, Meta, Globo, etc.
• Produce planning decks, pitch defenses, and reporting for strategic presentations.

Senior Marketing Analyst – Media

Analyst

• Develop, monitor, deploy and propose improvements to the Expected Loss parameter models for the Retail portfolio (PD, LGD, EAD and FWL);
• End-to-end involvement in the modeling lifecycle: from understanding the target population and extracting information to deployment and parameter monitoring;
• Conduct studies to control and continuously evolve the parameters;
• Perform analyses to improve credit risk management of the portfolio (customer base, delinquency and new customers);
• Proactively contribute to process improvements.

Mid-Level Analyst, Modeling and Data, IFRS9

Business Analyst

• Support commercial and financial planning for the solar energy financing product, focusing on defining and monitoring commercial targets and incentive schemes.
• Analyze the performance of partners, channels, and regions, assessing productivity, the sales funnel, and the financial impact of commercial initiatives.
• Develop data-driven analyses to support decisions on growth, efficiency, and business profitability.
• Contribute to the design and evolution of more effective commercial incentives based on data, benchmarks, and competitive dynamics.
• Build and monitor performance indicators, preparing analyses and executive materials to support management.
• Participate in ad hoc studies and innovation initiatives aimed at optimizing the commercial model and advancing the solar ecosystem.

Business Analyst (Mid-level) – Solar Financing

• Data collection and preprocessing: extraction, cleaning, and transformation to ensure data quality and consistency
• Exploratory Data Analysis (EDA): identification of patterns, trends, and insights
• Model development: design and training of statistical and machine learning models
• Validation and optimization: hyperparameter tuning and performance evaluation
• Model monitoring: tracking models in production, detecting data drift and retraining
• Process automation: building automated pipelines
• Documentation: detailed recording of models, processes, and decisions
• Visualizations and reporting: dashboards and presentations to communicate results
• Collaboration: working closely with data engineering, MLOps, business, and technology teams
• Continuous learning: staying up to date with new techniques, tools, and trends

Mid-level Data Scientist

Risk

• Develop, maintain and evolve taxonomies of soft skills applicable to AI agents.
• Define operating criteria, autonomy limits and behavioral standards for agents across different contexts.
• Structure behavioral governance models for agents, aligned with internal policies and regulatory requirements.
• Ensure adherence to the institutional code of conduct and the principles of responsible AI use.
• Define, implement and govern the tone of voice for AI agents.
• Ensure communication consistency across agents, channels and customer journeys.
• Design and operate behavioral and tone-of-voice validation tests.
• Define and monitor indicators and KPIs for behavioral adherence.