SBA Credit Analyst
BancFirst
full-time
Posted on:
Location Type: Office
Location: Moore • Oklahoma • United States
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About the role
- Provide support in the on-going credit evaluation of existing and prospective customers
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
- Preparing financial analysis and financial ratio analysis
- Preparing industry research
- Underwrite credit requests to the standards of bank policy and procedures, as well as SBA SOP
- Preparing loan memorandums
- Review loan memorandums within BancFirst and provide additional underwriting to ensure the memorandum meets SBA standards
- Research, identification, and development of loan opportunities
- Prepare term sheets for credit requests
- Prepare annual Loan Reviews for SBA loans within the Commercial Capital portfolio, inclusive of needed financial analysis
- Maintain accurate and up to date tracking of all credit applications and participate in weekly production meetings to discuss progress, priorities, and outstanding items
- Refer relevant customers to other BancFirst service providers (Insurance, Trust, Merchant Services, etc.), if not done so by the Loan Officer
Requirements
- Bachelor's degree in Business, Marketing, Finance, Accounting, Agribusiness, or Agricultural Economics
- Excellent customer service skills
- Strong communication skills, both verbal and written
- Excellent interpersonal skills
- Demonstrates an understanding of credit management, credit operations and commercial lending
- Ability to perform in a highly sensitive environment and maintain confidentiality
- High level of attention to detail, with strong problem solving and organization skills
- Ability to perform effectively in a fast-paced environment
- Working knowledge of Microsoft Office, especially Word, Excel
- Complete all required compliance training by established deadlines
Benefits
- Health insurance
- Professional development opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit evaluationfinancial analysisfinancial ratio analysisunderwritingloan memorandumsterm sheetsannual loan reviewscredit managementcommercial lending
Soft Skills
customer servicecommunicationinterpersonal skillsattention to detailproblem solvingorganizationconfidentialityability to perform in fast-paced environment