Credit Analyst
Avidbank
full-time
Posted on:
Location Type: Hybrid
Location: San Jose • California • United States
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Salary
💰 $69,000 - $90,000 per year
About the role
- Position assists sponsor finance lending function by gathering and analyzing credit information on current and potential borrowers and determining credit risk for diversified types of loans.
- Assists loan officers in writing loan requests and proposals.
- Promotes quality customer relations and refers customers to appropriate staff for new services.
- Gathers data from customers and other sources.
- Prepares spreadsheets and analyzes financial information including financial statements and tax returns.
- Contacts customers for additional information and clarification of data.
- Verifies pledged assets.
- Compiles data from credit bureaus, conducts industry peer comparisons, performs cash flow analyses and other related tasks.
- Makes recommendations on loan structures and terms to loan officers.
Requirements
- Undergraduate degree in business, finance/accounting, or related field.
- Familiarity with financial statements and ability to analyze business and financial data.
- Proficient in the use of personal computers and software programs, such as Excel and Word.
- Familiar with financial analysis and development of spreadsheets.
- Strong communication skills, both verbal and written.
Benefits
- competitive compensation
- medical
- dental
- vision
- life insurance
- long term disability insurance
- 401k with matching
- paid holidays
- competitive paid time off policy
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisfinancial analysiscash flow analysisloan structuringdata gatheringdata verificationfinancial statement analysisspreadsheet development
Soft Skills
communication skillscustomer relations