Avidbank

Account Manager

• Develops business loan and deposit relationships with prospective and existing customers
• Responsible for developing and managing a loan and deposit portfolio of key customers and prospective customers
• Promotes business for the Bank by maintaining good customer relations
• Interviews prospective applicants and requests specified information related to loan or credit application
• Performs pre-qualification assessment and analysis of financial condition
• Coordinates processing of approved new and renewed loans
• Authorizes commitment, engagement, adverse action and decline letters
• Understands government regulations with particular emphasis on the Bank Secrecy Act

Relationship Manager – Corporate Banking

Manager

• Develops business loan and deposit relationships with prospective and existing customers.
• Responsible for developing and managing a loan and deposit portfolio of key customers and prospective customers for the Bank, specializing in serving privately held businesses and high net worth individuals in business and real estate related loans.
• Promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.
• Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re-interviews applicants to resolve questions regarding application information.
• Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within the framework of Bank credit culture and current economic and industry trends.
• Coordinates processing of approved new and renewed loans; ensures loans are processed according to agreement, customer needs and conform to Bank lending policies; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans within his or her portfolio; approves loan disbursements, payments and transfers in accordance with agreements and specified limits.
• Authorizes commitment, engagement, adverse action and decline letters.
• Understands government regulations with particular emphasis on the Bank Secrecy Act and related regulations and the fact that compliance with BSA regulations is an enterprise responsibility.
• May represent the bank in community or at civic functions to promote Bank image and bank products and services.
• Performs other duties as assigned.

Relationship Manager

• Managing a portfolio of clients and developing good business relationships that lead to loans, deposits and other banking products
• Assisting with the management sales and service efforts to ensure retention of existing relationships and growth of new relationships
• Developing and managing a significant loan and deposit portfolio for the Bank specializing in serving businesses
• Developing business checking and deposit relationships with customers
• Promoting business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services
• Interviewing prospective applicants and requesting specified information related to loan or credit application
• Analyzing potential loan markets to develop new prospects
• Performing pre-qualification assessment and analysis of financial condition and risk of financing requests
• Gathering and analyzing all information necessary to present a financing request to senior management or Loan Committee
• Soliciting, negotiating, underwriting and coordinating the closing of business loans in compliance with the Bank's lending policies and procedures
• Conducting relevant due diligence interviews or calls with venture capital and Private Equity investors
• Ensuring that credit inquiries and UCC filings are researched to determine credit worthiness

Relationship Manager – Corporate Banking

Relationship Manager

AVP, Relationship Manager