Aqua Finance, Inc.

Financial Planning and Analysis

• Performs a variety of financial reporting and analysis activities to control the organization’s financial resources and ensures compliance with management reporting requirements.
• Prepares accounting statements and financial reports for leadership.
• Works with business stakeholders to plan, analyze, prepare, and complete the company’s budget and cash flow activities.
• Analyzes and forecasts cash, financial, economic, and other data to provide accurate and timely information for strategic and operational decisions.
• Create and implement structured, repeatable analytic solutions (budgets, variances, forecasts, monthly reports) as well as unstructured, ad hoc analytical solutions.
• Execute revenue, expense, budget analysis and variance reporting.
• Provide insights and suggested actions to correct course if needed.
• Operate as a key strategic partner to business leaders to lead complex and meaningful business analysis.
• Understand and create enterprise awareness of business impacts from decisions, strategic initiatives, and related business model changes.
• Complete, verify and analyze management financial and operating information to provide accurate and timely information for making financial decisions
• Prepare and update daily, weekly and monthly cash flow forecasts for treasury cash management
• Review information, statements and reports for accuracy and thoroughness
• Contribute and lead components of the annual planning process: objectives, financial guidance, and timelines
• Perform variance analysis of budget, forecast and actual financial performance, including interpreting and documenting variance drivers, identifies areas of concern
• Prepare data requests and analysis for executive/leadership team, business functions, key stakeholders, bankers, and rating agencies
• Design, prepare, and coordinate the development of management and operation reports from the data warehouse and operational systems
• Identify key business drivers and performance variance and attribution analysis
• Learn and leverage the Sage ERP and planning/forecasting systems
• Provide templates and guidance to the cost center managers for detailed headcount and operating expense planning
• Hold cost center managers accountable for thoughtful variance analysis and help them become independent in this regard
• Review industry trends and activities
• Recommend and implements changes in procedures and systems
• Lead and participate in various projects providing project management, research and collaboration with multiple resources to address specific finance related needs
• Act as a resource for team members with less experience
• Perform other job-related duties requiring the same general knowledge, skills, and degree of responsibility commensurate with assigned level
• Continuously build knowledge of the organization, processes, and customers

Senior Analyst, Financial Planning and Analysis

Accounts Receivable

• Oversee daily operations of an offshore team responsible for decisioning and posting customers’ payments
• Develop and implement internal controls and procedures to safeguard company assets and ensure the integrity of financial information , including reconciliation controls
• Identifies opportunities for automation and operational process improvement. Partners with IT to articulate business case to leadership
• Partners with Legal, Compliance and Account Servicing teams on error remediation and compliance with processing
• Assist with posting customer payments, verify accuracy, update reports, provide end of day communications
• Function as a PayNearMe subject matter expert, including reconciliations, NSF’s, cancellations, and payments
• Responsible for understanding accounting within loan accounting system (Shaw Spectrum)
• Reconcile System Daily Report and correct errors
• Training and answering questions of Accounts Receivable staff
• Works with external auditors on financial statement and SOC 1 audit
• Other duties as assigned by Accounts Receivable Manger or Controller

Senior Accounts Receivable Accountant

Underwriter

• The Underwriting Assistant is responsible for the verification of customer contracts prior to or after funding.
• They will take inbound phone calls and forward them to the appropriate team as well as completing any administrative duties.
• Essential Functions: Greets customers by phone in a timely, friendly, and professional manner
• Collect all necessary information to accurately note accounts and applications
• Ensure timely verification of contracts in support of company objectives
• Ability to recognize problems and effectively communicate to the proper team for resolution