Compliance and Assurance Officer
ANNA Money
full-time
Posted on:
Location Type: Hybrid
Location: London • United Kingdom
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About the role
- Assist with the delivery of the annual Compliance Monitoring Plan (CMP) and complete assigned monitoring reviews within agreed timelines.
- Conduct thematic reviews to assess the design and effectiveness of first and second-line controls.
- Perform sample testing on customer accounts, transactions, escalations, and operational processes to identify gaps or breaches.
- Prepare clear, evidence-based monitoring reports with findings, recommendations, and risk ratings.
- Track remediation actions and verify closure of issues.
- Support the identification, assessment, and documentation of regulatory obligations relevant to the business.
- Assist with regulatory horizon scanning, identifying new or emerging regulations, and supporting impact assessments.
- Help ensure policies, procedures, and guidance documents remain up to date and aligned with current regulatory expectations.
- Contribute to ongoing assessment of compliance risks across the business.
- Support risk and control self-assessments (RCSAs), including collecting evidence and validating controls.
- Escalate issues, breaches, or emerging risks to senior compliance staff.
- Prepare regular MI for committees, senior management, and stakeholders.
- Maintain logs, including incidents, breaches, gifts and hospitality, conflicts of interest, and complaints, as required.
- Support preparation for internal and external audits, regulatory reviews, and board risk committee meetings.
- Assist in developing and delivering compliance training and onboarding sessions for staff.
- Provide day-to-day guidance to operational teams on compliance-related queries.
- Identify opportunities to enhance processes, mitigate risk, and enhance governance.
- Contribute to projects related to new product reviews, system enhancements, policy development, and control automation.
Requirements
- Comfort working in a fast-paced fintech or scale-up environment, where priorities can shift quickly.
- A dynamic and proactive mindset, with the ability to identify issues and follow through to resolution.
- Strong analytical and investigative skills when reviewing customer activity, operational processes, and controls.
- Confidence to challenge processes and escalate risks where necessary.
- Clear written communication skills, particularly when preparing monitoring reports and risk summaries for senior management.
- Ability to collaborate across first-line teams, such as onboarding, product, fraud operations, and customer support.
- 3–6 years’ experience in Compliance, Financial Crime, Risk, or Internal Audit within a regulated financial services environment.
- Strong familiarity with the UK regulatory framework, particularly requirements set by the Financial Conduct Authority.
- Practical experience working within Electronic Money Institutions (EMIs), Payment Institutions, fintechs, or banks operating under the Electronic Money Regulations 2011 (EMRs) and/or Payment Services Regulations 2017 (PSRs).
- Experience delivering compliance monitoring reviews, thematic reviews, or control assurance testing.
- Hands-on experience reviewing customer accounts, transactions, and operational processes to identify compliance or financial crime risks.
- Exposure to AML/CTF frameworks under the UK Money Laundering Regulations 2017
Benefits
- Life at ANNA (flexible by design)
- Flexible working — focused on trust, autonomy and outcomes
- Hybrid or Remote working, depending on role
- Work from anywhere for up to 3 months
- Support towards home working equipment
- Flexible hours for caregiving responsibilities
- Temporary reduced hours / phased returns when life needs it
- Time off for your child’s first day of school (non-negotiable 🥹)
- Employee Growth Share options — because when ANNA grows, you grow too
- Wellbeing (because you’re a human first)
- Trained Mental Health First Aiders
- Perkbox EAP + counselling support
- Online GP access & prescription service
- Bupa private medical insurance
- On-demand wellness content
- Menopause support (policy + practical adjustments that actually help)
- Financial Wellbeing (money matters — we’re ANNA after all)
- Salary sacrifice pension contributions
- Workplace nursery salary sacrifice
- Perkbox discounts & reward points
- Cycle to Work scheme
- Salary sacrifice for Home & Tech (coming April ’26)
- Growth & Self-Direction (invest in you)
- £1k annual personal travel allowance
- £1k annual personal learning allowance (including non-work learning — yes, really)
- Time Off & Life Moments (the important stuff)
- Enhanced parental leave
- Adoption leave
- Pregnancy loss & compassionate family leave
- Emergency dependent leave
- Belonging & Connection (we actually like each other)
- Monthly team brunches
- Regular team-building events
- Free drinks & snacks in the office
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
compliance monitoringthematic reviewssample testingrisk assessmentregulatory obligationsrisk and control self-assessmentscompliance trainingcontrol assurance testingAML/CTF frameworksfinancial crime risk assessment
Soft Skills
analytical skillsinvestigative skillsclear written communicationcollaborationdynamic mindsetproactive mindsetproblem-solvingability to challenge processesescalation of risksattention to detail