ANNA Money

Compliance

• Assist with the delivery of the annual Compliance Monitoring Plan (CMP) and complete assigned monitoring reviews within agreed timelines.
• Conduct thematic reviews to assess the design and effectiveness of first and second-line controls.
• Perform sample testing on customer accounts, transactions, escalations, and operational processes to identify gaps or breaches.
• Prepare clear, evidence-based monitoring reports with findings, recommendations, and risk ratings.
• Track remediation actions and verify closure of issues.
• Support the identification, assessment, and documentation of regulatory obligations relevant to the business.
• Assist with regulatory horizon scanning, identifying new or emerging regulations, and supporting impact assessments.
• Help ensure policies, procedures, and guidance documents remain up to date and aligned with current regulatory expectations.
• Contribute to ongoing assessment of compliance risks across the business.
• Support risk and control self-assessments (RCSAs), including collecting evidence and validating controls.
• Escalate issues, breaches, or emerging risks to senior compliance staff.
• Prepare regular MI for committees, senior management, and stakeholders.
• Maintain logs, including incidents, breaches, gifts and hospitality, conflicts of interest, and complaints, as required.
• Support preparation for internal and external audits, regulatory reviews, and board risk committee meetings.
• Assist in developing and delivering compliance training and onboarding sessions for staff.
• Provide day-to-day guidance to operational teams on compliance-related queries.
• Identify opportunities to enhance processes, mitigate risk, and enhance governance.
• Contribute to projects related to new product reviews, system enhancements, policy development, and control automation.

Compliance and Assurance Officer

Mechanical Engineer

• Understand the problem deeply - clarify user needs, edge cases, and constraints before building
• Build production-ready Flutter applications across iOS, Android, and web
• Prototype quickly using AI-native tools (Claude Code, Cursor, etc.) to explore flows and validate ideas
• Own features end-to-end: From rough prototype to production deployment
• Work within the Barracuda design system: Compose and extend components appropriately (core system maintained separately)
• Make design decisions in code: Balance UX quality with pragmatism and velocity
• Collaborate with backend engineers: Implement mock data early, integrate APIs, iterate together
• Test, measure, and refine: Learn from real usage and improve continuously

Design Engineer

• Own and continuously improve ANNA Money Australia’s compliance framework across regulated products and services
• Lead day-to-day compliance oversight for AFSL / ACL / AML-CTF related obligations and ensure the business operates within approved permissions and controls
• Act as a senior compliance partner to Product, Operations, Credit, and Commercial teams so new products and changes are launched safely and pragmatically
• Manage regulatory relationships and regulatory engagement with bodies such as ASIC, AUSTRAC, and external partners as required
• Oversee breach, incident, complaint, and reporting processes, including ensuring issues are identified, escalated, and resolved properly
• Maintain and evolve core compliance artefacts including policies, registers, monitoring plans, control frameworks, and board / management reporting
• Support licensing workstreams and ongoing obligations across existing and future regulatory permissions
• Oversee outsourced / partner compliance dependencies across key external providers, schemes, and vendors
• Embed a strong compliance culture internally through training, coaching, and clear operating standards
• Work closely with leadership on medium-term regulatory capability building, including helping ANNA mature toward a more sophisticated regulated operating model over time

Compliance and Assurance Officer

Design Engineer

Head of Compliance