Makes timely, accurate, and customer-focused life, accident, new and ongoing claim decisions using advanced independent discretion, guided by company procedures and regulatory standards; handles complex claims; obtains relevant medical, legal , employer, financial, and other information; compares the information to the terms, limitations, and conditions of the contract and applicable procedural documents, and renders the claim decision as quickly as possible.
Documents the claims system in an accurate and comprehensive manner; prepares, updates, and utilizes a claims management plan to attain the most appropriate outcome; remains in full compliance with regulatory requirements; demonstrates an above average level of proficiency in product and claims administration techniques; remains fully compliant with operational standards; meets or exceeds claims team operational metrics.
Maintains a level of genuine caring and empathetic customer service throughout all interactions; takes appropriate actions to earn the claimant's and employer's trust and confidence; anticipates customer’s needs and takes action as appropriate.
Works with internal partners to support flexibility, collaboration, creating a positive work environment, consistently maintaining professionalism and integrity, actively taking steps to foster high morale, and demonstrating a dedication to excellence.
Mentors and coaches new team members and participates in projects supporting the team's business initiatives.
Performs other related duties as required.
Requirements
High School Diploma or Equivalent
3 - 5 years of Life industry claims experience
Demonstrated proficiency in product specific areas of Life as well as federal and state regulations governing these products and services
Strong familiarity with claim management concepts
Strong understanding of medical terminology/pathology/anatomy
Articulate verbal and writing skills, decision making, meeting deadlines, working with confidential Information
Strong skills with Microsoft Office and other software applications
Ability to multi-task and prioritize
High level of attention to detail
High attention to departmental/company procedures/practices
Benefits
medical, dental, and vision coverage
prescription drug coverage
health care flexible spending
dependent care flexible spending
Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee)
401(k) plans
annual bonuses
an opportunity to purchase company stock
11 paid holidays
up to 20 days PTO to be used for any reason
state-mandated sick leave and other leaves of absence if needed
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
claims managementproduct administrationmedical terminologypathologyanatomydecision makingattention to detailfederal regulationsstate regulationsmulti-tasking
Soft skills
customer serviceempathytrust buildingcollaborationprofessionalismintegritymentoringcoachingcommunicationdedication to excellence