Affirm

Analyst II, Credit Risk Analytics

Affirm

full-time

Posted on:

Location Type: Remote

Location: CaliforniaConnecticutUnited States

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Salary

💰 $124,000 - $190,000 per year

Tech Stack

About the role

  • Leverage advanced data analytics to derive insights and optimize credit strategies
  • Perform portfolio analytics including out of trend investigations and attribution analysis
  • Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities
  • Monitor portfolio as well as macroeconomic trends impacting loan performance
  • Drive adjustments to our underwriting and marketing strategies to mitigate risk
  • Contribute in enhancing the end-to-end portfolio management monitoring framework

Requirements

  • 3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required)
  • Curiosity to learn about data, models and algorithms
  • Extensive experience with SQL and Python
  • Ability to collaborate and influence across different teams in the organization
  • Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
  • A passion for finding insights in data and driving change based on those insights
Benefits
  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
data analyticsportfolio analyticsattribution analysismachine learningcredit riskSQLPythonunderwriting strategiesmarketing strategiesportfolio management
Soft Skills
curiositycollaborationinfluencecommunicationinsight generationdriving change