Software Engineer II, Risk

Acorns

full-time

Posted on: 10/21/2025

Location Type: Remote

Location: Remote • California • 🇺🇸 United States

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💰 $165,000 - $177,500 per year

Mid-LevelSenior

AWSAzureCloudGoogle Cloud PlatformJavaKotlinMicroservicesNoSQLPythonSQL

About the role

Design, build, and maintain scalable, reliable, and secure microservices and APIs for the Risk Platform.
Collaborate with product managers, designers, and other engineering teams to define and deliver new features.
Write clean, well-tested, and maintainable code in a fast-paced environment.
Contribute to all phases of the software development lifecycle, from ideation to deployment and support.
Troubleshoot and resolve complex technical issues related to the platform.
Help mentor junior engineers and contribute to a culture of continuous learning and growth.

3+ years of professional software development experience.
Hands-on experience with cloud platforms such as AWS, GCP, or Azure.
Proficiency in one or more programming languages, such as Python, Java, or Kotlin.
Experience with microservices architecture and RESTful API design.
Familiarity with database technologies (SQL and NoSQL).
Strong problem-solving skills and the ability to work independently or as part of a team.
Excellent communication and collaboration skills.
Previous experience working on a Fraud/Risk platform team is preferred.
Experience with Databricks is preferred.
A hunger to deliver game-changing products.
Exceptional drive and precision in delivery.
A belief that your work is tied to your life's mission.
Optimistic about the potential of societal change.

Benefits

Competitive salary and stock options
A comprehensive benefits package for you and your family
Flexible work location, hours, and paid time off
401(k) matching
Monthly Acorns account contribution & GoHenry account for your family
Mindfulness and Financial Wellness resources, Headspace and Addition Wealth
Acorns Career Development Program (Ongoing training sessions, development plans, development check-ins, Cornerstone’s online training platform)
Roots Leadership Program for Emerging Leaders
Community week onsite gatherings and various virtual events
Talented and motivated team members who care deeply about one another, our mission, and our customers.
The rare opportunity to create a new world. We inspire one another every day to do meaningful work that solves big societal challenges.

Tip: use these terms in your resume and cover letter to boost ATS matches.

microservicesAPIscloud platformsAWSGCPAzurePythonJavaKotlinSQL

problem-solvingcommunicationcollaborationmentoringindependent workteamworkcontinuous learningdriveprecisionoptimism