Accredited - Specialty Insurer

Financial Planning and Analysis

• Lead the Finance workstream supporting the evaluation and onboarding of new and renewed MGA/program business opportunities.
• Review program economics, including premium projections, commissions, fees, taxes, reinsurance structures, expenses, collateral requirements, profitability, and financial assumptions.
• Perform financial due diligence by assessing profitability, capital utilization, liquidity, cash flow, collateral exposure, and downside scenarios.
• Partner with Underwriting, Reinsurance, Treasury, Accounting, Program Management, Legal, Risk, FP&A, and Claims to ensure financial readiness prior to program launch.
• Oversee collateral governance, including letters of credit, trust accounts, funds withheld arrangements, recoverables, and collateral sufficiency.
• Monitor reinsurer financial strength, counterparty credit risk, recoverability, and collateral adequacy while identifying emerging financial risks.
• Prepare and review Schedule F reporting, quarterly reinsurance reporting, collateral reporting, cash flow forecasts, and executive management presentations.
• Develop executive reporting, dashboards, profitability analysis, and governance materials supporting senior leadership, Risk Committees, Reinsurance Committees, and Board reporting.
• Evaluate financial performance, forecast accuracy, program profitability, and emerging trends while recommending improvements and corrective actions.
• Maintain governance frameworks, documentation standards, financial controls, and finance review processes supporting program oversight.
• Supervise and develop the Senior Reinsurance Accountant responsible for quarterly reinsurance reporting, collateral reporting, and forecasting activities.
• Provide strategic financial guidance and independent recommendations to senior leadership regarding program readiness, collateral exposure, profitability, and financial risk.
• Drive continuous improvement of financial reporting, collateral monitoring, forecasting processes, and governance practices.
• To maintain compliance with any applicable US, or International statutory or regulatory obligation as required by the role. This includes but not limited to obligations arising from: The prudent management of the business.
• Placing due regard on the interests of customers.
• Observing rules on Sanctions and financial crime.
• Regulatory requirements and local licensing restrictions.
• Promoting and follow the Group’s whistleblowing procedures
• Promote and provide guidance to reports in relation to the Group’s Whistleblowing policies and procedures.
• Where applicable, following the Company’s Consumer Duty principles to deliver good outcomes for retail customers.

Finance Director – Reinsurance

Manager

• Lead the end-to-end due diligence process for new MGAs, treaties, and program opportunities, including financial, operational, and contractual reviews.
• Identify key risks and opportunities; work with colleagues and counterparties to mitigate risks where possible.
• Ensure a quality service and high-level customer experience is provided to MGAs, reinsurers, and regulators.
• Manage multiple projects simultaneously, ensuring timeliness and quality of deliverables.
• Prepare detailed reports and demonstrations for Senior Management, regulators, and reinsurers.
• Collaborate with underwriting, claims, finance, legal, compliance, and operations to ensure comprehensive due diligence assessments at SC2 phase and as needed.
• Monitor existing programs, track performance trends, and escalate concerns with recommended actions.
• Lead the preparation of diligence for program renewals, including historical and forecast analysis.
• Drive continuous improvement of due diligence procedures, tools, and documentation.
• Provide oversight to ensure contracts reflect negotiated terms and regulatory compliance
• Build and maintain strong relationships with MGAs, brokers, reinsurers, and regulators to support business growth.

Finance Director – Reinsurance

Due Diligence Manager