Underwriting Team Lead
Abound
full-time
Posted on:
Location Type: Hybrid
Location: London • United Kingdom
Visit company websiteExplore more
Salary
💰 £50,000 - £60,000 per year
Job Level
About the role
- Lead, coach, and develop a team of up to 10 underwriters, setting clear goals and expectations.
- Drive team performance to achieve productivity, quality, and customer outcome targets.
- Support the Head of Underwriting in strategic initiatives, onboarding, and departmental improvements.
- Take ownership of escalated credit decisions and complaints, ensuring balanced, compliant, and fair outcomes.
- Underwrite unsecured personal loan applications using cutting-edge decision technology.
- Analyse Open Banking data to assess affordability and creditworthiness with precision.
- Perform detailed fraud and AML checks in line with company policy.
- Provide quality assurance feedback, conduct 1:1 reviews, and foster continuous professional growth.
- Champion innovation by trialling new products, technologies, and underwriting approaches.
- Collaborate across departments to drive alignment, efficiency, and operational excellence.
Requirements
- Minimum 2 years’ experience in a Senior Underwriting or Team Lead role.
- Proven ability to inspire, motivate, and develop others.
- Demonstrated success in achieving performance targets within a fast-paced environment.
- Strong understanding of credit policy, affordability assessment, and risk management.
- Excellent communication, organisational, and time-management skills.
- Resilient, adaptable, and proactive in navigating change.
- Experience in near-prime lending or a fintech/start-up environment is advantageous.
- A “Customer First” mindset and a commitment to quality in every decision
Benefits
- Everyone owns a piece of the company - equity
- Hybrid with 3 days a week in the office
- 25 days’ holiday a year, plus 8 bank holidays
- 2 paid volunteering days per year
- One month paid sabbatical after 4 years
- Employee loan
- Free gym membership
- Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
underwritingcredit assessmentaffordability assessmentfraud checksAML checksdecision technologyperformance targetsrisk managementquality assuranceproduct innovation
Soft skills
leadershipcoachingteam developmentcommunicationorganizational skillstime managementresilienceadaptabilityproactivitycustomer focus