Underwriting Team Lead
Abound
full-time
Posted on:
Location Type: Hybrid
Location: London • United Kingdom
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Salary
💰 £50,000 - £60,000 per year
Job Level
About the role
- Lead, coach, and develop a team of up to 10 underwriters, setting clear goals and expectations.
- Drive team performance to achieve productivity, quality, and customer outcome targets.
- Support the Head of Underwriting in strategic initiatives, onboarding, and departmental improvements.
- Take ownership of escalated credit decisions and complaints, ensuring balanced, compliant, and fair outcomes.
- Underwrite unsecured personal loan applications using cutting-edge decision technology.
- Analyse Open Banking data to assess affordability and creditworthiness with precision.
- Perform detailed fraud and AML checks in line with company policy.
- Provide quality assurance feedback, conduct 1:1 reviews, and foster continuous professional growth.
- Champion innovation by trialling new products, technologies, and underwriting approaches.
- Collaborate across departments to drive alignment, efficiency, and operational excellence.
Requirements
- Minimum 2 years’ experience in a Senior Underwriting or Team Lead role.
- Proven ability to inspire, motivate, and develop others.
- Demonstrated success in achieving performance targets within a fast-paced environment.
- Strong understanding of credit policy, affordability assessment, and risk management.
- Excellent communication, organisational, and time-management skills.
- Resilient, adaptable, and proactive in navigating change.
- Experience in near-prime lending or a fintech/start-up environment is advantageous.
- A “Customer First” mindset and a commitment to quality in every decision
Benefits
- Everyone owns a piece of the company - equity
- Hybrid with 3 days a week in the office
- 25 days’ holiday a year, plus 8 bank holidays
- 2 paid volunteering days per year
- One month paid sabbatical after 4 years
- Employee loan
- Free gym membership
- Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
underwritingcredit assessmentaffordability assessmentfraud checksAML checksdecision technologyperformance targetsrisk managementquality assuranceproduct innovation
Soft Skills
leadershipcoachingteam developmentcommunicationorganizational skillstime managementresilienceadaptabilityproactivitycustomer focus