Resolve all aspects of 1st and 3rd party injury claims of low to moderate complexity for personal lines as well as our commercial claims
Manage all claims efficiently and effectively to an appropriate resolution with minimal supervision
Handle all aspects of liability injury claims of low to moderate complexity to include all coverage, liability and damage concerns
Handle 1st party exposures to include Medical Payment coverage, PIP, Uninsured Motorists, Under-insured Motorists claims as well as ADB (Auto-Death Benefit) claims
Assist in taking first notice of loss calls (FNOL) and participate in the department phone queue as needed
Make coverage determinations and conduct investigative work of a complex nature, advising customers as to accurate course of action related to coverage issues
Make appropriate liability determinations based upon the evidence gathered
Evaluate any potential for subrogation and initiate an initial notice of subrogation request
Develop negotiation strategies to resolve claims effectively and efficiently with insureds, claimants, or representatives of the injured parties
Communicate pertinent case facts to a supervisor, manager or committee when appropriate
Travel as needed for role, including divisional / team meetings and other in-person meetings
Fulfills business needs, which may include investing extra time, helping other teams, etc.
Requirements
4-5 years of claims experience with a minimum of 3-5 years in casualty adjuster experience
High school (HS/GED) or a minimum of 3 years experience in casualty claims role within P&C insurance industry
Must hold an Adjuster's license for all applicable states or obtain license(s) within 90 days of filling position as a condition of employment