Property Adjuster

• Conduct thorough investigations for low complexity insurance claims
• Collect photographs, statements, police reports, and other documentation
• Review damage to vehicles or other insured items
• Use industry-standard tools and software to estimate repair costs and replacement values
• Review policies to verify coverage, limitations, and exclusions
• Analyze accidents or incidents to establish liability
• Document interactions, investigations, and assessments
• Communicate findings and decisions to policyholders, claimants, and stakeholders
• Negotiate fair and reasonable settlements
• Ensure compliance with company policies, industry regulations, and legal requirements
• Address inquiries and provide regular updates to policyholders and claimants
• Collaborate with underwriting and legal departments for accurate and timely claims processing
• Stay updated on industry regulations and compliance standards
• Meet targets for productivity, cycle time, quality, compliance, customer satisfaction, and timely claim resolution

Auto property damage adjuster evaluating claims for a U.S. property and casualty insurer

Auto Property Damage Adjuster

Auto Property Damage Adjuster evaluating vehicle claims for United Automobile Insurance Company, a U.S. property and casualty insurer.
Investigating damage, determining liability, and negotiating settlements remotely within the Southeast region.

• Exercises independent discretion or judgment in handling all types of property claims.
• Also assists or acts on behalf of the claims supervisor when required.
• Conducts investigations, interviews, and inspects damage, driving to site of damage within assigned territory or other if required.
• Prepares estimates, makes recommendation, and handles coverage questions, and litigation.
• Sets and maintains reserves, reviews reports and related materials, directs experts, determines coverage and claim value, issues or declines payment, and negotiates claims with plaintiff attorneys when necessary.
• Documents claim files and submits report for closure.
• Recognizes subrogation situations and initiates appropriate action.
• Services assigned territory and brings assigned claims to conclusion.
• Interacts with Agents and district sales managers on matters of mutual concern.
• Assists claims supervisor or acts on his/her behalf, including representing the company at legal proceedings, as required.
• Completes industry-related training programs and continues to attend training programs to remain informed on policy changes, interpretation or new legislation.
• Assists in training of new claims adjusters.
• Participates on Catastrophe Team when required.

Property Adjuster II

• Investigates insurance claims in a variety of settings, including retail establishments, private or public office buildings, commercial habilitation, hospitality, corporate facilities, transportation sites, manufacturing sites, governmental facilities, schools, clinics, or hospitals; assesses loss or damage resulting from various events.
• Uses a knowledge of property and construction, and/or knowledge of the specific industry or business affected, conducts property inspections and photographs claim sites as necessary to depict and substantiate losses or damage, or the lack thereof.
• Interacts effectively with, and may be required to coordinate efforts of, diverse team of experts.
• Works cooperatively with expert witnesses, attorneys, public adjusters, and carrier’s examiners as needed to conduct investigations, confirm findings and support evaluations.
• Prepares accurate, clear, thorough, and concise reports and letters to insurance carriers, providing conclusions and recommendations.
• Ensures the accuracy of information collected and reported and guards against fraudulent claims.
• Follows established policies, procedures, and processes in preparing information, exercising sound judgment in applying these to potentially costly losses or involved situations, and submits reports and documents in a timely manner and in accordance with insurer’s standards and expectations.
• Effectively uses software systems such as Xactimate as necessary to produce accurate estimates.

Senior Property Adjuster assessing commercial property claims in Cleveland, OH

Commercial Property Adjuster

Senior Property Adjuster evaluates commercial property claims and provides loss assessments in Cleveland, OH market. Responsibilities include investigations, reporting, and working with team of experts to validate claims.

• Provide exceptional service to our policyholders.
• Virtually inspect damages, investigate coverage, prepare estimates, and settle claims promptly and accurately.
• Interact with customers, contractors, and vendors through various software platforms such as Xactimate and ClaimsX Video Collaboration.
• Focus specifically on water losses, ensuring the highest level of support and resolution.

Inside Property Adjuster handling claims for Allstate insurance.

Inside Property Adjuster

Inside Property Adjuster providing service to policyholders at Allstate. Inspecting damages and settling claims, focusing on water losses while interacting through various software platforms.

Property Adjuster jobs in Ohio

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Auto Property Damage Adjuster

Property Adjuster II

Commercial Property Adjuster

Inside Property Adjuster