Underwriting Analyst

Zurich Insurance

Underwriting Analyst supporting Zurich’s Group Protection insurance portfolio. Analyzing risk, loss ratios, and management information to improve underwriting performance.

Posted 8/21/2026full-timeDouglas • 🇨🇭 SwitzerlandMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates strong analytical skills and the ability to interpret complex information to support sound underwriting decisions. Proficient in developing analytical reports and dashboards while maintaining compliance with internal governance requirements.

Highest-signal resume keywords

Analytical SkillsRisk AssessmentPortfolio AnalysisData InterpretationCommunication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Underwriting GuidelinesRisk EvaluationLoss Ratio ReportingPortfolio Performance ImprovementManagement Information Development

Soft Skills

Problem-SolvingProactive ApproachAdaptabilityJudgmentRelationship Building

Tools & Technologies

ExcelSQLRPython

Industry Keywords

Group ProtectionInsuranceGovernance ComplianceEconomic FactorsGeopolitical Factors

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Assess small and standard Group Protection schemes alongside experienced underwriters
Apply underwriting guidelines and evaluate risk and commercial viability
Support sound underwriting decisions
Take increasing ownership of monthly loss ratio reporting and portfolio analysis
Identify emerging trends, risk exposures and opportunities to improve portfolio performance and profitability
Develop analytical reports, dashboards and management information for Group Savings and Group Protection schemes
Identify unusual patterns, deteriorating experience and areas requiring further investigation
Maintain accurate management information
Support control processes and ensure records remain robust, auditable and compliant with internal governance requirements
Build relationships with colleagues across the wider insurance business
Complete the internal underwriting training programme

Requirements

What you’ll need

Previous insurance experience would be advantageous but is not essential
Genuine interest in how economic, social and geopolitical factors can influence risk and business outcomes
Strong analytical and problem-solving skills
Ability to interpret complex information and draw evidence-based conclusions
Ability to manage competing priorities and make sound judgements
Ability to communicate recommendations within established guidelines
Proactive and adaptable approach
Willingness to take ownership, embrace change and continuously learn
Strong written and verbal communication skills
Ability to explain analysis and decisions clearly to a range of stakeholders
Confidence working with data
Willingness to develop technical analytical skills
Experience with Excel, SQL, R, Python or similar tools would be advantageous

Benefits

Comp & perks

12% defined non-contributory pension scheme
Annual company bonus
Income Protection
Life cover - four times your salary
Free Car Parking, including electric car charging points
28 days holiday a year plus bank holidays
The option to buy up to an additional 20 days or sell some of your holiday
Three days paid volunteering
Up to 16 weeks' full pay for maternity, paternity and adoption leave
Access to Private medical insurance
Virtual GP appointments
Free flu jab
Access to a wealth of support from our wellbeing partners
Flexible working
Free fruit on a Weekly basis
Access to comprehensive training and development opportunities
Potential financial support towards relevant professional qualifications
Volunteering, charitable and community activity opportunities