Zurich Insurance

Senior Credit Analyst

Zurich Insurance

full-time

Posted on:

Location Type: Office

Location: Frankfurt • 🇩🇪 Germany

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Job Level

Senior

About the role

  • Based at the Frankfurt office, you will analyze national and international transaction, counterparty and group risks, contributing significantly to sound credit assessments
  • You will independently make credit decisions within your authority
  • You will prepare credit proposals for higher-level decision-making bodies and continuously monitor risks
  • You will conduct risk discussions with policyholders, brokers and other stakeholders — on-site, in-house or via video conference
  • You will be willing to travel internationally on occasion to personally support risk assessments and coordination

Requirements

  • Team player with a structured, independent working style and the ability to manage conflicts
  • Completed university degree (ideally with a focus on corporate lending) or a commercial apprenticeship with relevant experience in credit assessment, credit or surety insurance
  • Many years of practical experience in credit assessment or trade credit/surety insurance, or equivalent experience as a credit examiner at a banking institution
  • Solid knowledge of financial statement analysis, credit assessment and risk rating
  • Very good industry and market knowledge and confident use of MS Office, Outlook and mainframe applications
  • Very good German and English skills; additional languages are an advantage
Benefits
  • Flexible working arrangements to enable an optimal balance between on-site and home office work
  • Numerous training and learning opportunities to stay fit for day-to-day work and enable individual development
  • Career support from potential analysis through to individual development measures
  • A modern, open and transparent working environment that fosters creativity and cross-team collaboration
  • A varied health programme supporting a healthy work–life balance, from group fitness on-site to virtual mindfulness training at home
  • Bike leasing, discounted regional travel pass (Deutschlandticket) and other great benefits

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
credit assessmentfinancial statement analysisrisk ratingtrade credit insurancesurety insurancecredit examination
Soft skills
team playerstructured working styleindependent working styleconflict managementcommunication