Product Manager, Payments

Zero Hash

. Own the roadmap and execution for Money Movement, ruthlessly prioritizing across payment rails, partner needs, and expansion opportunities while clearly articulating and driving product vision and strategy.

Posted 5/1/2026full-timeRemote • Illinois, New York • 🇺🇸 United StatesMid-LevelSeniorWebsite

Tech Stack

Tools & technologies

Ruby on RailsSQL

About the role

Key responsibilities & impact

Own the roadmap and execution for Money Movement, ruthlessly prioritizing across payment rails, partner needs, and expansion opportunities while clearly articulating and driving product vision and strategy.
Design payment flows end-to-end: from API contract through ledger impact, settlement, reconciliation, and exception handling.
Work directly with banking partners and PSPs on integration, onboarding, and ongoing operations.
Lead cross-functional collaboration with Engineering to translate product requirements into well-architected, production-ready systems.
Partner with ops to improve reconciliation processes, reduce manual intervention, and automate exception handling.
Collaborate deeply with compliance and risk to ensure flows meet BSA/AML requirements, money transmission regulations, and have fraud protections.
Write clear technical specs and API documentation, both internal and client-facing.
Analyze transaction data to identify issues, measure flow performance, and inform product decisions.

Requirements

What you’ll need

Minimum of 4+ years experience in Product Management.
Strong background with building API-based products
Strong understanding of the ACH network
Proven ability to develop product and marketing strategies and effectively communicate recommendations to executive management
Ability to understand and discuss technical concepts with engineering teams
Excellent written and verbal communication skills, with the ability to distill complex ideas into clear, concise, and actionable tasks.
Demonstrated expertise in project management methodologies and tools, particularly Jira.
Strong analytical and problem-solving skills – you can write SQL queries and analyze data effectively.
Preferred Experience building crypto or stablecoins products
Prior experience in a software engineering or sales engineering-like role
Experience with building consumer-facing fintech applications
Experience in a fast-paced startup environment.

Benefits

Comp & perks

Healthcare Insurance: Zero Hash covers roughly 100% of employee premiums (U.S. Only)
Chance to earn equity
Vision Insurance (US Only)
Dental Insurance (US Only)
Maternity & Paternity leave
Visa sponsorship
401k (US Only)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

API developmentACH networkSQLdata analysisproduct managementproject management methodologiesfintech application developmentcrypto productsstablecoinsexception handling

Soft Skills

communicationanalytical skillsproblem-solvingcollaborationstrategic thinkingprioritizationleadershiptechnical understandingwriting technical specificationsdistilling complex ideas