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Younited

Credit Operations Analyst – Fixed-term Contract

Younited

Credit Analyst role in a growing fintech, evaluating credit risks and ensuring decision quality in Portugal's operations.

Posted 4/16/2026contractLisbon • 🇵🇹 PortugalJuniorWebsite

About the role

Key responsibilities & impact
  • Assess credit risk and the viability of transactions requested by clients
  • Analyze financial documentation and income
  • Consult Credit Bureau and external databases (CRC, among others)
  • Validate data in the system and request additional documentation when necessary
  • Contact clients to complete incomplete processes
  • Apply internal risk rules and policies
  • Support continuous improvement of operational processes
  • Provide administrative support to Back Office and other departments when needed

Requirements

What you’ll need
  • Previous experience in financial analysis, credit risk, or similar roles
  • Experience in a banking or financial environment (preferred)
  • Proficiency in Microsoft tools (Outlook, Teams, Excel)
  • Strong organizational skills and ability to manage multiple tasks simultaneously
  • Attention to detail and analytical rigor
  • Good communication skills and ability to work in a team

Benefits

Comp & perks
  • Temporary contract with an estimated duration of 6 months
  • Fixed monthly salary + variable component
  • Monday to Friday schedule, 9:00–18:00, with flexibility
  • Internal remote-work policy: up to 10 days/month
  • Integration into a dynamic and collaborative team
  • Experience at a fast-growing fintech

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
financial analysiscredit risk assessmentdata validationtransaction analysis
Soft Skills
organizational skillsattention to detailanalytical rigorcommunication skillsteamwork