Senior System Analyst
COVENTEK, INC.
AWSAzureCloudDNSITSMTCP/IP
Senior Credit Risk Analyst
YouLend
full-time
Posted on:
Location Type: Hybrid
Location: Atlanta • 🇺🇸 United States
Visit company websiteJob Level
Senior
Tech Stack
PythonSQL
About the role
- Develop and manage analytical tools to evaluate and monitor credit risk across portfolios.
- Utilise statistical techniques and data analysis to assess portfolio-level credit risk.
- Identify trends, risks, and opportunities across customer segments using advanced analytics.
- Support the creation of credit risk policies, underwriting strategies, and pricing.
- Deliver actionable insights and recommendations to optimise risk-adjusted returns.
- Collaborate with operations, product, finance, and compliance to align risk management with business goals.
Requirements
- A degree in Finance, Statistics, Economics, Mathematics, or a related field.
- Proficient in SQL.
- Experience in Credit Risk.
- Strong understanding of credit risk metrics (PD, LGD, EAD) and financial modelling.
- Experience with data visualization tools and techniques.
- Excellent analytical, problem-solving skills and attention to detail.
- Experience in SME lending (desirable).
- Python (desirable).
Benefits
- Health Care Coverage. Youlend covers 80%; employee contribution is 20% of the premium.
- Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare.
- Dental plan coverage
- Vision plan coverage
- Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family
- Retirement - 401K match. Employee match $1 for $1 up to 5% of salary.
- Basic Life & AD&D Insurance.
- International travel insurance covered if traveling abroad for work purposes.
- Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
- Paid Office Parking
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
SQLcredit riskcredit risk metricsfinancial modellingdata visualizationPythonstatistical techniquesdata analysisanalytical toolsportfolio-level credit risk
Soft skills
analytical skillsproblem-solving skillsattention to detail